Sold
240 Church Street, Saranac, MI 48881
Sold on 03/20/2024 for$275,000
MLS # 24005151 (Michigan Regional Information Center (MichRIC))
5 beds2 baths2,164 sqftBuilt 19080.46 acres
1 / 38
Listing Description
This charming Victorian farmhouse has been beautifully updated! Great curb appeal as you walk up to the wrap around covered front porch with porch swing and ornate details! The home features 10' ceilings and new flooring throughout! The beautiful dining room with fireplace opens to the spacious kitchen! Updated kitchen with new counters and appliances! Large living room with sliders to sun porch. Main floor full bath has been beautifully updated. 2 main floor bedrooms (one could be a 2nd living room). Upstairs you will find 4 bedrooms and a half bath. New water heater, washer, and newer vinyl windows. Updated landscaping on the double lot. Large storage building/garage. Don't miss the chance to see this beautiful home that has been tastefully updated while maintaining the Victorian charm!
Source: SparkMLS
About this home
This 5-bedroom, 2-bath, 2,164 sq ft home built in 1908 sits in Saranac Village in Saranac.
Closed at $275,000 (about $127/sq ft).
Annual property taxes run approximately $2,362 ($197/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 8 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area2,164 sqft
Lot Size0.46 acres
Year Built1908
Stories2
Location
CitySaranac
MunicipalitySaranac Vlg-BstnTwp
Zip Code48881
CountyIonia
School DistrictSaranac Community Schools
Construction & Systems
StyleVictorian
ConstructionWood Siding
BasementMichigan Basement
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesElectricity Available, Cable Available, Phone Connected, Natural Gas Connected
InteriorBroadband
Sale & Financing
Listed2/8/2024
Sold Date3/19/2024
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,362
Tax Year2023
Assessed Value$95,449
Parcel #021-090-000-015-00
Source: SparkMLS
Legal Description
VILLAGE OF SARANAC MERCERS ADDITION LOTS 4 & 13 BOSTON TWP, IONIA COUNTY, MICHIGAN
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Benjamin Iwema
RE/MAX of Grand Rapids (FH)
Frequently Asked Questions about 240 Church Street, Saranac, MI 48881
What school district is 240 Church Street, Saranac, MI 48881 in?
Per MLS# 24005151, this property is served by Saranac Community Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 24005151, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 24005151, the most recent reported annual property tax for 240 Church Street, Saranac, MI 48881 is $2,362 (2023). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 240 Church Street, Saranac, MI 48881 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 240 Church Street, Saranac, MI 48881 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 240 Church Street, Saranac, MI 48881?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 240 Church Street, Saranac, MI 48881. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Saranac Vlg-BstnTwp police department or the Ionia County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,686
Principal & interest$1,686
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
50 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
8 providers at this address
1.2 Gbps
VerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsPoint Broadband Fiber Holding LLCUnlicensed Fixed Wireless
200 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
240 Church Street, Saranac, MI 48881
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Municipality
Saranac Village
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