Sold
2408 Spruce Drive, Reading, MI 49274
Sold on 06/29/2026 for$168,012
MLS # 26007854 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,120 sqftBuilt 19400.11 acres
1 / 61
Listing Description
Nice 3 bedroom 2 bath home located in a lake community. Updated and well maintained, this 2 story home has a lot to offer. Close to lake access on a 3 lake chain. Situated across from a park. Has central air, main floor laundry, patio and a one car attached garage. New septic installed approx 2016. New well drilled in 2023.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,120 sq ft home in Reading built in 1940.
Final sale price: $168,012 (about $150/sq ft).
Annual property taxes run approximately $1,484 ($124/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,120 sqft
Lot Size0.11 acres
Year Built1940
Stories2
Location
CityReading
MunicipalityReading Twp
Zip Code49274
CountyHillsdale
School DistrictReading
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementPartial
Garage1 space
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorLP Tank Rented, Eat-in Kitchen
Sale & Financing
Listed3/2/2026
Sold Date6/28/2026
Original Price$169,900
Terms AcceptedCash, VA Loan, Conventional
Concessions$988
Source: SparkMLS
Tax Information
Annual Tax$1,484
Tax Year2025
Assessed Value$34,608
Parcel #10-050-001-017
Source: SparkMLS
Legal Description
LOT 26 ALSO E1/2 LOT 27 HEMLOCK BEACH
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jun 29, 2026
Sale recorded
$168,012
Mar 3, 2026
Listed for sale
$169,900
Listed by Mark Parker
Parker Real Estate LLC
Frequently Asked Questions about 2408 Spruce Drive, Reading, MI 49274
What school district is 2408 Spruce Drive, Reading, MI 49274 in?
Per MLS# 26007854, this property is served by Reading. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 2408 Spruce Drive, Reading, MI 49274?
Per MLS# 26007854, the seller has indicated this property accepts the following financing types: Cash, VA Loan, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26007854, the most recent reported annual property tax for 2408 Spruce Drive, Reading, MI 49274 is $1,484 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 2408 Spruce Drive, Reading, MI 49274 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2408 Spruce Drive, Reading, MI 49274 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Reading Twp police department or the Hillsdale County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,096
Principal & interest$1,096
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2408 Spruce Drive, Reading, MI 49274
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