For Sale
247 Gemstone Drive, Alma, MI 48801
$324,900
MLS # 1943433 (Northern Great Lakes REALTORS® MLS)
3 beds1 bathBuilt 20260.23 acres
1 / 42
Listing Description
New construction in the City of Alma. This 3-bedroom home offers an open layout designed for everyday living. The kitchen flows seamlessly from the garage entry and convenient half bath. Granite countertops add an elevated experience in the kitchen and bathrooms. The primary suite features a private ensuite and a spacious walk-in closet. Enjoy a covered porch for added outdoor living space. An insulated basement with an egress window and bathroom plumbing stubbed in provides excellent potential for future finished living space.
Source: SparkMLS
About this home
3-bedroom, 1-bath home in Alma in Alma built in 2026.
Currently offered at $324,900.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.23 acres
Year Built2026
Stories2
Location
CityAlma
Zip Code48801
CountyGratiot
Construction & Systems
BasementOther
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/2/2026
Terms AcceptedCash, Conventional, FHA, MSHDA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brandi Stupica
FIVE STAR REAL ESTATE - MT. PLEASANT
Frequently Asked Questions about 247 Gemstone Drive, Alma, MI 48801
What type of financing is accepted for this listing?
Per MLS# 1943433, this listing accepts Cash, Conventional, FHA, MSHDA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 247 Gemstone Drive, Alma, MI 48801 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 247 Gemstone Drive, Alma, MI 48801 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 247 Gemstone Drive, Alma, MI 48801?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$2,107
Principal & interest$2,107
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
247 Gemstone Drive, Alma, MI 48801
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Municipality
Alma
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