For Sale
249 Thurman Street, Belding, MI 48809
$490,000
MLS # 26017195 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,164 sqftBuilt 19631.24 acres
1 / 46
Listing Description
Set on 1.24 private acres, this 4 bed, 2 bath home blends peaceful riverfront living with modern upgrades. Floor-to-ceiling sliding doors frame year-round water views, while the open-concept kitchen, dining, and living areas feature vaulted beam ceilings and a wood-burning fireplace insert. Two sunrooms offer east-facing morning light and west-facing sunset views over the river, plus a hot tub perfectly positioned to enjoy it all. Recent upgrades include a new furnace system and steel chimney liner/cap (2026), newer HVAC and water heater, and a roof (Dec 2023). The home also offers 200-amp service, RV electrical hookup, reverse osmosis water system, Wi-Fi thermostat, and updated appliances. Outdoors: pergola, fire pit, chimineas, private river access, and two sheds (one with electric, ideal workshop). Riding Cub Cadet 42' riding lawnmower & Ariens snowblower included with the home. Quiet no-outlet street, close to town, privacy meets convenience.
Source: SparkMLS
About this home
4-bedroom, 2-bath, 2,164 sq ft home in Belding in Belding built in 1963.
Currently offered at $490,000 (about $226/sq ft).
Annual property taxes run approximately $4,022 ($335/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,164 sqft
Lot Size1.24 acres
Year Built1963
Stories1
Location
CityBelding
MunicipalityBelding City
Zip Code48809
CountyIonia
School DistrictBelding
Construction & Systems
StyleMid-Century Modern
ConstructionBrick, Vinyl Siding
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Hot Tub Spa, Center Island, Eat-in Kitchen
Sale & Financing
Listed4/21/2026
Original Price$499,900
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,022
Tax Year2025
Assessed Value$100,600
Parcel #403-170-000-071-10
Source: SparkMLS
Legal Description
CITY OF BELDING STOCKINGS ADDN COMMENCING AT THE NE COR OF LOT 25; TH W 13.3 FT ALONG THE N LINE OF LOT 25 TO POB; TH S 00*07'34'' W 133.81 T; TH S 89*06'29'' W 390 FT TO THE E BANK OF THE FLAT RIVER; TH N ALONG SAID E BANK TO THE N LINE OF LT 32; H N 89*07'34'' E 401 FT MOE OR LESS ALONG N LINE OF LOTRS 32, 30 AND 25 TO POB SPLIT/COMBINED ON 02/19/2018 FROM 403-170-000-095-00, 403-170-000-086-00,
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Mark M Brace
Berkshire Hathaway HomeServices Michigan Real Estate (Main)
Frequently Asked Questions about 249 Thurman Street, Belding, MI 48809
Which school district serves 249 Thurman Street, Belding, MI 48809?
Per MLS# 26017195, 249 Thurman Street, Belding, MI 48809 is in the Belding boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Belding directly to confirm enrollment eligibility.
What financing options are available for 249 Thurman Street, Belding, MI 48809?
Per MLS# 26017195, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 249 Thurman Street, Belding, MI 48809?
Per public tax records, annual property taxes for this property are $4,022 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 249 Thurman Street, Belding, MI 48809 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 249 Thurman Street, Belding, MI 48809 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 249 Thurman Street, Belding, MI 48809?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Belding City police department or the Ionia County sheriff's office.
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Monthly payment$3,178
Principal & interest$3,178
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
249 Thurman Street, Belding, MI 48809
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Municipality
Belding
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