For Sale
258 Ruby Court, Alma, MI 48801
$336,000
MLS # 1941098 (Northern Great Lakes REALTORS® MLS)
3 beds2 bathsBuilt 20220.36 acres
1 / 57
Listing Description
Beautifully built ranch in the highly sought-after Gemstone Fields subdivision of Alma. Situated on a spacious .36-acre lot at the end of a quiet cul-de-sac, this home offers a fully fenced backyard with gorgeous wooded views—providing rare privacy while still being close to everything Alma has to offer. The functional, efficient floor plan includes 3 main-floor bedrooms, 2 full baths & main-floor laundry for easy living. The stylish kitchen features granite countertops, newer stainless appliances & an oversized pantry with flexible use options. Recent upgrades include the full backyard fence, back deck, water softener, reverse osmosis system, plus 2023 appliances including washer & dryer. All appliances stay, fiber internet has already been installed—just move right in. The wide-open basement offers huge potential with tall ceilings, egress windows & plumbing for a future 3rd bath—ideal for converting this home into a 4 bed / 3 bath layout. Enjoy peaceful living with the convenience of nearby amenities—less than a mile to Pine River Park & just minutes to downtown Alma for shopping, dining & entertainment. A rare combination of privacy, efficiency & modern comfort. This one must be seen to be appreciated!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath home built in 2022 sits in Alma in Alma.
Currently offered at $336,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.36 acres
Year Built2022
Stories1
Location
CityAlma
Zip Code48801
CountyGratiot
Construction & Systems
BasementOther
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed12/10/2025
Original Price$342,500
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Alex Billotti
EXP REALTY LLC
Frequently Asked Questions about 258 Ruby Court, Alma, MI 48801
Can I use FHA or VA financing for this property?
Per MLS# 1941098, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 258 Ruby Court, Alma, MI 48801 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 258 Ruby Court, Alma, MI 48801 in a flood zone?
Per FEMA flood maps, this property is designated as Zone A, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 258 Ruby Court, Alma, MI 48801?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$2,179
Principal & interest$2,179
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
258 Ruby Court, Alma, MI 48801
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Municipality
Alma
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