For Sale
2630 Harding Street, Detroit, MI 48214
$224,900
MLS # 20261048479 (Realcomp)
4 beds2 baths1,643 sqftBuilt 19100.1 acres
1 / 30
Listing Description
This vibrant East Village four-bedroom has been given a modern renovation with respect for its original details. Nestled into a quiet street just outside Indian Village, the spacious home features beautiful wood floors, a fantastic layout, and generously sized bedrooms, including the bright and open third level, which could be used as an office, bedroom or artist studio. Perfect for family life and entertaining, this welcoming beauty features an open, brand-new kitchen with ample cabinet space and quartz countertops, as well as updated modern bathrooms (two full baths; one on each level). A large backyard offers tons of space for playing, gardening and creating. A short bike ride gets you to Belle Isle, The Shepherd arts and cultural center, and the popular businesses of West Village, like Sister Pie, The Red Hook, Two Birds and Barkside.
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 1,643 sq ft home built in 1910 sits in Foch in Detroit.
Currently offered at $224,900 (about $137/sq ft).
Annual property taxes run approximately $1,220 ($102/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,643 sqft
Lot Size0.1 acres
Year Built1910
Stories3
Location
CityDetroit
Zip Code48214
CountyWayne
School DistrictDetroit
Construction & Systems
ConstructionVinyl Siding
WaterPublic
SewerPublic
Sale & Financing
Listed6/24/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,108
Tax Year2025
State Equalized Value$19,000
Assessed Value$19,000
Parcel #21039292.
Source: Public Records
Legal Description
PROPERTY EXEMPT FROM AD VALOREM TAXES AND ASSESSED ON THE SPECIAL ACT ROLL PURSUANT TO PA 261 OF 2003 EXPIRING 12/30/2025. E HARDING N 15 FT 212 S 15 FT 211 HENDRIES SUB L25 P38 PLATS, W C R 21/528 30 X 150
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Bryan Kunka
O'Connor Realty Detroit, LLC
Frequently Asked Questions about 2630 Harding Street, Detroit, MI 48214
Which school district serves 2630 Harding Street, Detroit, MI 48214?
Per MLS# 20261048479, 2630 Harding Street, Detroit, MI 48214 is in the Detroit boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Detroit directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261048479, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 2630 Harding Street, Detroit, MI 48214?
Per public tax records, annual property taxes for this property are $4,347. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2630 Harding Street, Detroit, MI 48214 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 2630 Harding Street, Detroit, MI 48214 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 2630 Harding Street, Detroit, MI 48214?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$1,220
Monthly$102
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,560
Principal & interest$1,459
Property taxes$102
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2630 Harding Street, Detroit, MI 48214
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Neighborhood
Foch
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Community
Detroit
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County
Wayne County
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