For Sale
2770 Cozy Cove, Grass Lake, MI 49240
$949,000
MLS # 20261054192 (Realcomp)
3 beds3 baths2,590 sqftBuilt 19260.12 acres
1 / 85
Listing Description
Lake life without the long drive. Nestled along 83 feet of pristine frontage on all-sports Clear Lake, this beautifully renovated Contemporary Craftsman offers the perfect balance of luxury, convenience, and effortless waterfront living. With 3 bedrooms, 2.1 baths, and a flexible front sitting room that could easily become a fourth bedroom, the home is designed to adapt to your lifestyle.Thoughtfully remodeled from top to bottom in 2015 and meticulously maintained ever since, every inch reflects pride of ownership. Whether you're entertaining on the brand-new lakeside deck (2024), enjoying your morning coffee overlooking the water, or spending long summer days boating, swimming, and making memories on the lake, this is the kind of home that makes every day feel like a vacation.And unlike many lake homes, you don't have to sacrifice convenience. Located just minutes from charming downtown Chelsea, only 20 minutes to Ann Arbor, and about an hour from Detroit, you can trade the "Up North" traffic for an easy drive west and still enjoy everything lake life has to offer.The updates are already done, so you can simply move in and enjoy. Major improvements include a whole-home renovation (2015), new well (2025), whole-house generator (2022), brand-new lakeside deck (2024), and new septic system (2020), along with countless additional upgrades throughout. Every detail has been thoughtfully considered, eliminating the worry of deferred maintenance and allowing you to focus on enjoying the lake from day one. See attached documents for the complete list of improvements.
Source: SparkMLS
About this home
Located in Waterloo Township in Grass Lake, this property offers 3-bedroom, 3-bath, 2,590 sq ft, with original construction dating to 1926.
Listed at $949,000 (about $366/sq ft).
Annual property taxes run approximately $5,410 ($451/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,590 sqft
Lot Size0.12 acres
Year Built1926
Stories2
Location
CityGrass Lake
MunicipalityWaterloo Twp
Zip Code49240
CountyJackson
School DistrictChelsea
Construction & Systems
ConstructionWood Siding
BasementWalk-Out Access, Crawl Space, Partial
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Partially Finished, Water Softener/Owned
Sale & Financing
Listed7/13/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$5,410
Parcel #000100130100100
Source: SparkMLS
Legal Description
BEG AT NE COR OF W 1/2 OF SW 1/4 OF SEC 1 TH E ALG E&W 1/4 LN 26.4 FT TO THE SELY SHORE OF CLEAR LAKE AT HIGH WATER MARK TH SWLY ALG SD SHORE AT HIGH WATER MARK TO THE W 1/8 LN OF SEC 1 TH S 2(DEGREES) W ALG SD W 1/8 LN 751.41 FT TH N 88(DEGREES) W 322.2 FT TH S 65(DEGREES)40' W 655 FT TH N 88(DEGREES)2' W 421 FT TH N 27(DEGREES)15' W 229 FT TO A PT WH IS THE POB TH N 27(DEGREES)15'W 40 FT TH N 62
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 14, 2026
Listed for sale
$949,000
More Homes in Waterloo Township
Listed by Jaclyn Scott
Century 21 Curran & Oberski
Frequently Asked Questions about 2770 Cozy Cove, Grass Lake, MI 49240
Which school district serves 2770 Cozy Cove, Grass Lake, MI 49240?
Per MLS# 20261054192, 2770 Cozy Cove, Grass Lake, MI 49240 is in the Chelsea boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Chelsea directly to confirm enrollment eligibility.
What financing options are available for 2770 Cozy Cove, Grass Lake, MI 49240?
Per MLS# 20261054192, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 2770 Cozy Cove, Grass Lake, MI 49240?
Per public tax records, annual property taxes for this property are $5,410. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2770 Cozy Cove, Grass Lake, MI 49240 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 2770 Cozy Cove, Grass Lake, MI 49240 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 2770 Cozy Cove, Grass Lake, MI 49240?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Waterloo Twp police department or the Jackson County sheriff's office.
Map
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Monthly payment$6,155
Principal & interest$6,155
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2770 Cozy Cove, Grass Lake, MI 49240
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Municipality
Waterloo Township
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County
Jackson County
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