Sold
2792 Cozy Cove, Grass Lake, MI 49240
Sold on 08/01/2025 for$1,095,000
MLS # 25020186 (Michigan Regional Information Center (MichRIC))
4 beds3 baths3,700 sqftBuilt 20140.29 acres
1 / 62
Listing Description
Experience lake front living at its finest in this custom-built 4 bedroom, 2.1-bath ranch nestled on the shores of Clear Lake, located in the desirable Chelsea School District. Boasting 80 feet of private lake frontage surrounded by the scenic beauty of Waterloo Rec Area, this home offers peace, privacy & endless outdoor adventure right across from state land with direct access to horse & hiking trails. Step inside to an open layout with soaring vaulted ceilings & expansive windows that fill the space with natural light & breathtaking lake views. Enjoy high quality finishes throughout, including Hickory floors, gourmet granite kitchen with custom copper sinks, walk-in pantry & large center island with snack bar - perfect for entertaining.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 3,700 sq ft home built in 2014 sits in Waterloo Township in Grass Lake.
Final sale price: $1,095,000 (about $296/sq ft).
Estimated annual property tax: $21,336, or about $1,778 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 7 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,700 sqft
Lot Size0.29 acres
Year Built2014
Stories1
Location
CityGrass Lake
MunicipalityWaterloo Twp
Zip Code49240
CountyJackson
School DistrictChelsea School District
Construction & Systems
StyleRanch
ConstructionStone, Vinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air, Radiant
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected
InteriorCeiling Fan(s), Central Vacuum, Garage Door Opener, Center Island, Pantry
Sale & Financing
Listed5/7/2025
Sold Date7/31/2025
Original Price$1,150,000
Terms AcceptedCash, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$21,336
Tax Year2024
Assessed Value$421,575
Parcel #100130101800
Source: SparkMLS
Legal Description
COM AT THE SW COR OF SEC 1 TH ALG THE W LN OF SD SEC N01 31'30W 1668.50 FT TH N88 11'30W 15.39 FT
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jeffrey Klink
The Charles Reinhart Company
Frequently Asked Questions about 2792 Cozy Cove, Grass Lake, MI 49240
Which school district serves 2792 Cozy Cove, Grass Lake, MI 49240?
Per MLS# 25020186, 2792 Cozy Cove, Grass Lake, MI 49240 is in the Chelsea School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Chelsea School District directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25020186, this listing accepts Cash, VA Loan, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 2792 Cozy Cove, Grass Lake, MI 49240?
Per public tax records, annual property taxes for this property are $21,336 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2792 Cozy Cove, Grass Lake, MI 49240 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 2792 Cozy Cove, Grass Lake, MI 49240 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 2792 Cozy Cove, Grass Lake, MI 49240. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 2792 Cozy Cove, Grass Lake, MI 49240?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Waterloo Twp police department or the Jackson County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$7,102
Principal & interest$7,102
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberGSO SatelliteUnlicensed Fixed WirelessSatelliteFixed WirelessLicensed Fixed Wireless
7 providers at this address
1 Gbps
StarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsGreat Lakes High Speed LLCFixed Wireless
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2792 Cozy Cove, Grass Lake, MI 49240
View full property history →
Municipality
Waterloo Township
View all listings →
County
Jackson County
View county overview →
Get email alerts for new listings near 2792 Cozy Cove
We'll notify you when something hits the market in Waterloo Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.