Sold
2798 W Morgan Trail NE, Rockford, MI 49341
Sold on 06/12/2026 for$580,000
MLS # 26022083 (Michigan Regional Information Center (MichRIC))
5 beds4 baths3,480 sqftBuilt 20140.35 acres
1 / 87
Listing Description
Saddle Ridge is calling! There's something very ''Michigan in the best way'' about this one -- mature trees, a quiet street, an extra-deep garage, and a four seasons room where guests tend to stay a little longer than planned. This beautiful custom home features an inviting open-concept floor plan with a chef's kitchen, spacious dine-in eating area, and stunning four seasons room complete with a double-sided gas fireplace wrapped in shale brick that opens to the main living area. Just off the main living space is a versatile flex room on the first floor that can easily serve as a library, home office, or formal dining room. The mudroom and half bath are conveniently located just off the entry from the extra-deep 3-stall garage. Upstairs you'll find four generously sized bedrooms, including the spacious primary suite featuring a soaking tub and separate stand-up shower.
Source: SparkMLS
About this home
This 5-bedroom, 4-bath, 3,480 sq ft home built in 2014 sits in Algoma Township in Rockford.
This home sold for $580,000 (about $167/sq ft).
Estimated annual property tax: $5,299, or about $442 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms4
Living Area3,480 sqft
Lot Size0.35 acres
Year Built2014
Stories2
Location
CityRockford
MunicipalityAlgoma Twp
Zip Code49341
CountyKent
School DistrictRockford
Construction & Systems
StyleTraditional
ConstructionStone, Vinyl Siding
BasementDaylight
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Pantry
Sale & Financing
Listed5/13/2026
Sold Date6/11/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
HOA
HOA Fee$1,290 / Annually
IncludesOther, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$5,299
Tax Year2025
State Equalized Value$299,800
Taxable Value$255,888
Assessed Value$249,161
Parcel #410627251272
Source: Public Records
Legal Description
410627251272 UNIT 128 * SADDLE RIDGE KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.707 INSTRUMENT NO.20041228-0166730 AS AMENDED BY REPLAT NO.1 INSTRUMENT NO.20070702-0066880 & AS AMENDED BY REPLAT NO.2 INSTRUMENT NO.20071109-0108265 & AS AMENDED BY RE PLAT NO.3 INSTRUMENT NO.20101228-0108720 & AS AMENDED BY REPLAT NO.4 INSTRUMENT NO.20121231-0123174 & AS AMENDED BY REPLAT NO.5 INSTRUMENT NO.2013111
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Bradley Behnke
Bellabay Realty (North)
Frequently Asked Questions about 2798 W Morgan Trail NE, Rockford, MI 49341
What school district is 2798 W Morgan Trail NE, Rockford, MI 49341 in?
Per MLS# 26022083, this property is served by Rockford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 2798 W Morgan Trail NE, Rockford, MI 49341?
Per MLS# 26022083, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26022083, the most recent reported annual property tax for 2798 W Morgan Trail NE, Rockford, MI 49341 is $5,299 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 2798 W Morgan Trail NE, Rockford, MI 49341 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2798 W Morgan Trail NE, Rockford, MI 49341 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Algoma Twp police department or the Kent County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,804
Principal & interest$3,696
HOA$108
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2798 W Morgan Trail NE, Rockford, MI 49341
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Municipality
Algoma Township
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