Sold
2809 Galway Bay Drive, Metamora, MI 48455
Sold on 12/01/2025 for$325,000
MLS # 20251023808 (Realcomp)
3 beds2 baths1,454 sqftBuilt 19761.27 acres
1 / 58
Listing Description
This 3 Bedroom 2 Bath charming well maintained home is a rare find with a secluded private lot with a view of Lake Lapeer. The deck wraps around the front of the house and continues down to the patio in the backyard. This home has lots of natural sunlight with open layout. The spacious family room has a wood burning fireplace for gathering. The walkout lower-level leads to a patio and overlooks the lush backyard with rolling property, which is set on 1.27 acres. Enjoy peaceful living and lake activities all year long. New roof in put on in 2021, new driveway in 2023 and new Furnace and air conditioner installed 2018. Lake Lapeer Association $50.00 annual membership fee giving you access to the all-sport lake, private boat ramp access, which is right down the street. Home has a reverse osmosis system.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,454 sq ft home built in 1976 sits in Elba Township in Metamora.
Closed at $325,000 (about $224/sq ft).
Annual property taxes run approximately $2,319 ($193/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
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Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,454 sqft
Lot Size1.27 acres
Year Built1976
Stories4
Location
CityMetamora
MunicipalityElba Twp
Zip Code48455
CountyLapeer
School DistrictLapeer
Construction & Systems
ConstructionAluminum Siding, Wood Siding
BasementSlab
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorHome Warranty, Water Softener/Owned
Sale & Financing
Listed8/6/2025
Sold Date11/30/2025
Terms AcceptedCash, Conventional
HOA
HOA Fee$50 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$2,319
Parcel #00818003600
Source: SparkMLS
Legal Description
09 06 200 000 00 T7N R9E GALWAY BAY LOT 36.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Laurie Hayward
Coldwell Banker Professionals-Birm
Frequently Asked Questions about 2809 Galway Bay Drive, Metamora, MI 48455
Which school district serves 2809 Galway Bay Drive, Metamora, MI 48455?
Per MLS# 20251023808, 2809 Galway Bay Drive, Metamora, MI 48455 is in the Lapeer boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lapeer directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20251023808, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 2809 Galway Bay Drive, Metamora, MI 48455?
Per public tax records, annual property taxes for this property are $2,319. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2809 Galway Bay Drive, Metamora, MI 48455 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 2809 Galway Bay Drive, Metamora, MI 48455 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 2809 Galway Bay Drive, Metamora, MI 48455?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Elba Twp police department or the Lapeer County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,176
Principal & interest$2,172
HOA$4
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2809 Galway Bay Drive, Metamora, MI 48455
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Municipality
Elba Township
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