Sold
283 Cotton Lake Road, Battle Creek, MI 49014
Sold on 06/20/2025 for$443,000
MLS # 25023033 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,992 sqftBuilt 19861.09 acres
1 / 34
Listing Description
Highest and Best Due Friday May 23, 9:30am. LIFE IS A LITTLE SWEETER with 190 feet of peaceful Cotton Lake frontage at your doorstep. This thoughtfully updated 3+ bedroom ranch features a show-stopping kitchen with granite counters and massive center island, two high-performance gas fireplaces, and a full-house Generac generator for peace of mind. The finished lower level adds a kitchenette, full bath, and a rec room ready for gatherings. Outside, the lakefront is enhanced with a 5-year-old composite dock, the deck has an 8-person hot tub, the lot is fully fenced, and the 24x34 heated pole building offers endless possibilities for hobbies or storage. Calm waters, cozy spaces, and room to breathe—this is the one you've been waiting for. Grab your lake dreams and come visit.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 1,992 sq ft home built in 1986 sits in Newton Township in Battle Creek.
Final sale price: $443,000 (about $222/sq ft).
Annual property taxes run approximately $4,869 ($406/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 280 Mbps from 6 providers. Electric service is provided by Consumers Energy Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,992 sqft
Lot Size1.09 acres
Year Built1986
Stories1
Location
CityBattle Creek
MunicipalityNewton Twp
Zip Code49014
CountyCalhoun
School DistrictHarper Creek Community Schools
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorGarage Door Opener, Hot Tub Spa, Center Island
Sale & Financing
Listed5/19/2025
Sold Date6/19/2025
Original Price$398,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,869
Tax Year2024
Assessed Value$129,208
Parcel #17-180-021-00
Source: SparkMLS
Legal Description
NEWTON TWP.SEC.18 T3S R7W PART NW1/4 NW1/4 COM 1148 FT E OF W SEC LINE ON N SHORE COTTON LAKE, N 232 FT TO N LINE W 181.5 FT S 290 FT TO LAKE NE'LY TO BEG.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Talia M Champlin
RE/MAX Perrett Associates
Frequently Asked Questions about 283 Cotton Lake Road, Battle Creek, MI 49014
What school district is 283 Cotton Lake Road, Battle Creek, MI 49014 in?
Per MLS# 25023033, this property is served by Harper Creek Community Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25023033, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25023033, the most recent reported annual property tax for 283 Cotton Lake Road, Battle Creek, MI 49014 is $4,869 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 283 Cotton Lake Road, Battle Creek, MI 49014 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 283 Cotton Lake Road, Battle Creek, MI 49014 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 283 Cotton Lake Road, Battle Creek, MI 49014?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 283 Cotton Lake Road, Battle Creek, MI 49014. The maximum advertised download speed is 280 Mbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Newton Twp police department or the Calhoun County sheriff's office.
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Monthly payment$2,873
Principal & interest$2,873
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
280 Mbps
Upload
30 Mbps
GSO SatelliteUnlicensed Fixed WirelessSatelliteDSLLicensed Fixed Wireless
6 providers at this address
StarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
283 Cotton Lake Road, Battle Creek, MI 49014
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Municipality
Newton Township
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