Pending
301 Cotton Lake Drive, Battle Creek, MI 49014
$225,000
MLS # 26027138 (Michigan Regional Information Center (MichRIC))
1 bed1 bath933 sqftBuilt 19500.5 acres
1 / 16
Listing Description
Highest and best by 12pm on Sunday 6/7. This Cotton Lake property is a rare find. Tucked away at the end of a private drive and surrounded by nature, this charming waterfront retreat offers 160 feet of frontage on beautiful all-sports Cotton Lake, known for great fishing, boating, and peaceful lake living. One of the standout features of this property is the separate guest space located in its own building. Complete with sleeping quarters, a full bathroom, kitchenette, and private deck, it's the perfect space for overnight guests, extended family, visiting friends, or even a private retreat of your own. No more squeezing everyone into the main house--your guests can enjoy their own comfortable space while still being part of the lakefront experience. The main home offers stunning lake views, a large fenced yard, and plenty of room to relax and entertain. A two-car garage and two additional sheds provide ample storage for boats, fishing gear,
Source: SparkMLS
About this home
Located in Newton Township in Battle Creek, this property offers 1-bedroom, 1-bath, 933 sq ft, with original construction dating to 1950.
Asking $225,000 (about $241/sq ft).
Electric service is provided by Consumers Energy Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms1
Bathrooms1
Living Area933 sqft
Lot Size0.5 acres
Year Built1950
Stories1
Location
CityBattle Creek
MunicipalityNewton Twp
Zip Code49014
CountyCalhoun
School DistrictHarper Creek
Construction & Systems
StyleCabin
ConstructionVinyl Siding
BasementSlab
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesElectricity Available, Natural Gas Connected
Sale & Financing
Listed6/4/2026
Terms AcceptedFHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1
Tax Year2025
Assessed Value$78,046
Parcel #17-180-018-00
Source: SparkMLS
Legal Description
NEWTON TWP.SEC.18 T3S R7W PART NW1/4 COM 1222.25 FT E OF NW COR THEREOF S TO SHORE COTTON LAKE NE'LY ALG SHORE TO PT 1346 FT E OF W SEC LINE N TO N SEC LINE W 123.75 FT TO BEG.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Shirley A Cummins
eXp Realty LLC
Frequently Asked Questions about 301 Cotton Lake Drive, Battle Creek, MI 49014
Which school district serves 301 Cotton Lake Drive, Battle Creek, MI 49014?
Per MLS# 26027138, 301 Cotton Lake Drive, Battle Creek, MI 49014 is in the Harper Creek boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Harper Creek directly to confirm enrollment eligibility.
What financing options are available for 301 Cotton Lake Drive, Battle Creek, MI 49014?
Per MLS# 26027138, this listing accepts FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 301 Cotton Lake Drive, Battle Creek, MI 49014?
Per public tax records, annual property taxes for this property are $1 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 301 Cotton Lake Drive, Battle Creek, MI 49014 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 301 Cotton Lake Drive, Battle Creek, MI 49014 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 301 Cotton Lake Drive, Battle Creek, MI 49014?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Newton Twp police department or the Calhoun County sheriff's office.
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Monthly payment$1,459
Principal & interest$1,459
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
301 Cotton Lake Drive, Battle Creek, MI 49014
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Municipality
Newton Township
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