Sold
304 W Ridge Street, Owosso, MI 48867
Sold on 07/08/2026 for$142,500
MLS # 20261037941 (Realcomp)
3 beds1 bath1,212 sqftBuilt 18860.23 acres
1 / 45
Listing Description
Welcome to 304 W. Ridge Street — a charming, move-in ready home in the heart of Owosso! This 1,212 sq. ft. home offers 3 bedrooms and 1 bath with the cozy character of a classic one and a half-story layout, perfect for first-time buyers, downsizers, or anyone looking for an affordable place to call home.Recent updates include newer siding, giving the exterior a clean, fresh look that’s sure to impress from the curb. Inside, the home has been thoughtfully cared for and is ready for your finishing touches to make your own. Out back, you’ll find a fantastic shed — ideal for extra storage, a workshop, or your gardening gear — plus a lovely garden space to enjoy throughout the seasons.Priced to sell, this one checks all the boxes without breaking the budget. Don’t miss your chance to own a piece of Owosso!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,212 sq ft home built in 1886 sits in Owosso in Owosso.
This home sold for $142,500 (about $118/sq ft).
Property tax estimate: $1,401 per year ($117/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,212 sqft
Lot Size0.23 acres
Year Built1886
Stories2
Location
CityOwosso
MunicipalityOwosso Twp
Zip Code48867
CountyShiawassee
School DistrictOwosso
Construction & Systems
ConstructionVinyl Siding
BasementMichigan Basement
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/25/2026
Sold Date7/7/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,401
Parcel #05060100005400
Source: SparkMLS
Legal Description
W 1/2 OF E 1/2 LOT 16 M L STEWART & CO'S ADD
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michelle Blaisdell
Red Fox Realty LLC
Frequently Asked Questions about 304 W Ridge Street, Owosso, MI 48867
What school district is 304 W Ridge Street, Owosso, MI 48867 in?
Per MLS# 20261037941, this property is served by Owosso. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261037941, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261037941, the most recent reported annual property tax for 304 W Ridge Street, Owosso, MI 48867 is $1,401. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 304 W Ridge Street, Owosso, MI 48867 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 304 W Ridge Street, Owosso, MI 48867 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Owosso Twp police department or the Shiawassee County sheriff's office.
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Monthly payment$892
Principal & interest$892
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
304 W Ridge Street, Owosso, MI 48867
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Municipality
Owosso
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