Sold

305 N Fourth Street, Shepherd, MI 48883

Sold on 09/22/2025 for$163,400

MLS # 1937227 (Northern Great Lakes REALTORS® MLS)

3 beds1 bathBuilt 19740.23 acres

Listing Description

Welcome to 305 North Fourth Street in the heart of Shepherd, Michigan. This charming 3-bedroom, 1-bath residence spans 1,020?sq?ft and is nestled on a generous 10,018?sq?ft level lot with a well-appointed backyard perfect for outdoor gatherings and gardening.

Source: SparkMLS

About this home

This 3-bedroom, 1-bath home built in 1974 sits in Shepherd Village in Shepherd.

This home sold for $163,400.

Electric service is provided by Consumers Energy Company.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms3

Bathrooms1

Lot Size0.23 acres

Year Built1974

Stories1

Location

CityShepherd

Zip Code48883

CountyIsabella

Construction & Systems

BasementCrawl Space

HeatingNatural Gas, Forced Air

WaterPublic

SewerPublic

Sale & Financing

Listed8/4/2025

Sold Date9/21/2025

Terms AcceptedCash, Conventional, FHA

Source: SparkMLS

Property Records

FEMA Flood Zone: Zone X — Minimal flood risk

Source: FEMA NFHL

USDA Rural Development: Eligible — 0% Down Payment Available

Verify eligibility at USDA

Listed by Patricia Zamarron

Unknown Office

Frequently Asked Questions about 305 N Fourth Street, Shepherd, MI 48883

What type of financing is accepted for this listing?

Per MLS# 1937227, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.

Is 305 N Fourth Street, Shepherd, MI 48883 eligible for USDA financing?

Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.

USDA Eligibility Map

What is the FEMA flood zone designation for this property?

Per FEMA's National Flood Hazard Layer, 305 N Fourth Street, Shepherd, MI 48883 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.

FEMA Flood Map

Who are the utility providers for this property?

Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.

Consumers Energy Company Consumers Energy Company MI Public Service Commission

How safe is this area?

For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.

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Purchase Price

Interest Rate

Loan Term

Annual Property Taxes

Annual Homeowner's Insurance

Monthly HOA

Monthly payment$1,037

Principal & interest$1,037

Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.

Utilities

Consumers Energy Company

Investor-Owned

800-477-5050 Web

Consumers Energy Company

Investor-Owned

800-477-5050 Web

MI Public Service Commission service territory boundaries.

Property

305 N Fourth Street, Shepherd, MI 48883

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Municipality

Shepherd Village

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Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms3

Bathrooms1

Lot Size0.23 acres

Year Built1974

Stories1

Location

CityShepherd

Zip Code48883

CountyIsabella

Construction & Systems

BasementCrawl Space

HeatingNatural Gas, Forced Air

WaterPublic

SewerPublic

Sale & Financing

Listed8/4/2025

Sold Date9/21/2025

Terms AcceptedCash, Conventional, FHA

Source: SparkMLS

Frequently Asked Questions about 305 N Fourth Street, Shepherd, MI 48883

What type of financing is accepted for this listing?

Is 305 N Fourth Street, Shepherd, MI 48883 eligible for USDA financing?

USDA Eligibility Map

What is the FEMA flood zone designation for this property?

FEMA Flood Map

Who are the utility providers for this property?

Consumers Energy Company Consumers Energy Company MI Public Service Commission

How safe is this area?

For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.