For Sale
3051 Elmwood Drive, Fort Gratiot, MI 48059
$449,000
MLS # 20261019133 (Realcomp)
5 beds2 baths2,241 sqftBuilt 19430.13 acres
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Listing Description
*OPEN HOUSE APRIL 26TH 12PM-2PM*Beautiful Lakefront Community – 2025 RemodelWelcome to this light-filled 3-bedroom, 1-bath home offering 1,204 sq. ft. of comfortable living space with recent upgrades. The property includes a remarkable 1,037 sq. ft. finished garage featuring vinyl flooring, 2 additional bedrooms, and a full bath—perfect for guests, hobbies, or extra living quarters.Enjoy access to Lake Huron with its pristine sandy beach, tennis courts, and community park. Whether relaxing by the cozy fireplace, entertaining in the open living spaces, or taking a peaceful stroll down to the shoreline, this home is designed for both comfort and recreation.
Source: SparkMLS
About this home
Located in Fort Gratiot Township in Fort Gratiot, this property offers 5-bedroom, 2-bath, 2,241 sq ft, with original construction dating to 1943.
Listed at $449,000 (about $200/sq ft).
Property tax estimate: $3,054 per year ($255/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area2,241 sqft
Lot Size0.13 acres
Year Built1943
Stories2
Location
CityFort Gratiot
MunicipalityFort Gratiot Twp
Zip Code48059
CountySt. Clair
School DistrictPort Huron
Construction & Systems
ConstructionStone, Vinyl Siding
BasementCrawl Space
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed3/24/2026
Original Price$489,000
Terms AcceptedCash, Conventional, FHA
HOA
HOA Fee$100 / Annually
Source: SparkMLS
Tax Information
Annual Tax$3,054
Parcel #74204680032001
Source: SparkMLS
Legal Description
LOT 43 & W 1/2 OF LOT 44 LAKE HURON MANOR ACCORDING TO THE PLAT RECORDED IN LIBER 47 OF PLATS PG 2 ST CLAIR COUNTY REGISTER OF DEEDS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kristian Ivanaj
A.V.A. Real Estate
Frequently Asked Questions about 3051 Elmwood Drive, Fort Gratiot, MI 48059
What school district is 3051 Elmwood Drive, Fort Gratiot, MI 48059 in?
Per MLS# 20261019133, this property is served by Port Huron. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 3051 Elmwood Drive, Fort Gratiot, MI 48059?
Per MLS# 20261019133, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261019133, the most recent reported annual property tax for 3051 Elmwood Drive, Fort Gratiot, MI 48059 is $3,054. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3051 Elmwood Drive, Fort Gratiot, MI 48059 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3051 Elmwood Drive, Fort Gratiot, MI 48059 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Fort Gratiot Twp police department or the St. Clair County sheriff's office.
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Monthly payment$2,920
Principal & interest$2,912
HOA$8
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3051 Elmwood Drive, Fort Gratiot, MI 48059
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Municipality
Fort Gratiot Township
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