Sold
306 E Michigan Street, Three Oaks, MI 49128
Sold on 01/31/2025 for$440,000
MLS # 24038359 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,500 sqftBuilt 19700.51 acres
1 / 34
Listing Description
''All functioning and mechanical aspects of a home have recently been updated and/or upgraded. You won't find a home with more solid bones''. Built by a builder in 1970, this immaculate 3-large bedroom, 2-1/2 bath home is located close to Three Oaks historic downtown shops, restaurants, distillery and theaters. This home with its meticulously manicured lawn features a welcoming double entry door with slate flooring. The large family room features a wood burning fireplace overlooking the nicely landscaped backyard. The kitchen is open to the breakfast nook and the family room. Sliding glass doors open to the private patio with its mature tall shrubs allowing for privacy when relaxing, having your morning coffee or entertaining. Other features of this home include a dining room open to the
Source: SparkMLS
About this home
Located in Three Oaks Village in Three Oaks, this property offers 3-bedroom, 3-bath, 2,500 sq ft, with original construction dating to 1970.
This home sold for $440,000 (about $176/sq ft).
Estimated annual property tax: $3,223, or about $269 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 8 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,500 sqft
Lot Size0.51 acres
Year Built1970
Stories1
Location
CityThree Oaks
MunicipalityThree Oaks Vllg
Zip Code49128
CountyBerrien
School DistrictRiver Valley School District
Construction & Systems
StyleRanch
ConstructionBrick
BasementCrawl Space, Partial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected, Cable Connected
InteriorGarage Door Opener
Sale & Financing
Listed8/21/2024
Sold Date1/30/2025
Original Price$559,000
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,223
Tax Year2023
Assessed Value$94,418
Parcel #11-47-6110-0049-00-8
Source: SparkMLS
Legal Description
LOTS 49 & 50 PLEASANT VIEW N 0 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Betty M Biernacki
Berkshire Hathaway HomeServices Chicago
Frequently Asked Questions about 306 E Michigan Street, Three Oaks, MI 49128
What school district is 306 E Michigan Street, Three Oaks, MI 49128 in?
Per MLS# 24038359, this property is served by River Valley School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 24038359, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 24038359, the most recent reported annual property tax for 306 E Michigan Street, Three Oaks, MI 49128 is $3,223 (2023). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 306 E Michigan Street, Three Oaks, MI 49128 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 306 E Michigan Street, Three Oaks, MI 49128 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 306 E Michigan Street, Three Oaks, MI 49128?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 306 E Michigan Street, Three Oaks, MI 49128. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Three Oaks Vllg police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,237
Principal & interest$3,237
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteUnlicensed Fixed WirelessLicensed Fixed WirelessSatelliteDSL
8 providers at this address
XfinityCable
1.2 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsSurf InternetUnlicensed Fixed Wireless
25 MbpsAT&TDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
306 E Michigan Street, Three Oaks, MI 49128
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Municipality
Three Oaks Village
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