Sold
3070 Elk Creek Drive, Swartz Creek, MI 48473
Sold on 06/04/2026 for$239,900
MLS # 20261027080 (Realcomp)
3 beds2 baths1,380 sqftBuilt 20050.21 acres
1 / 27
Listing Description
Subdivision Living at it's finest. This home is a 3 Bedroom, 2 Full Bathroom Split Ranch with a fenced in backyard. Enjoy that backyard on the patio under the pergola. Primary Bathroom was remodeled in 2024. New Roof in 2022. Home also has an "On Demand"/tankless water heater. Eat in Kitchen is light and bright with all appliances staying, new dishwasher in 2025 and microwave in 2026. The Washer and Dryer will also be included. There is both a neighborhood park as well as a pool and clubhouse for residents. Swartz Creek Schools. Near shopping and easy access to highway as well as just down the road from downtown Swartz Creek.
Source: SparkMLS
About this home
Located in Clayton Township in Swartz Creek, this property offers 3-bedroom, 2-bath, 1,380 sq ft, with original construction dating to 2005.
Closed at $239,900 (about $174/sq ft).
Estimated annual property tax: $3,466, or about $289 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,380 sqft
Lot Size0.21 acres
Year Built2005
Stories1
Location
CitySwartz Creek
MunicipalityClayton Twp
Zip Code48473
CountyGenesee
School DistrictSwartz Creek
Construction & Systems
ConstructionStone, Vinyl Siding
BasementSlab
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/12/2026
Sold Date6/3/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$65 / Monthly
Source: SparkMLS
Tax Information
Annual Tax$3,466
Parcel #0425651056
Source: SparkMLS
Legal Description
UNIT 56 COLE CREEK EST (05) FR 04-25-300-021
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Andrea Fick
RE/MAX Select
Frequently Asked Questions about 3070 Elk Creek Drive, Swartz Creek, MI 48473
What school district is 3070 Elk Creek Drive, Swartz Creek, MI 48473 in?
Per MLS# 20261027080, this property is served by Swartz Creek. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261027080, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261027080, the most recent reported annual property tax for 3070 Elk Creek Drive, Swartz Creek, MI 48473 is $3,466. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3070 Elk Creek Drive, Swartz Creek, MI 48473 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3070 Elk Creek Drive, Swartz Creek, MI 48473 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Clayton Twp police department or the Genesee County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,621
Principal & interest$1,556
HOA$65
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3070 Elk Creek Drive, Swartz Creek, MI 48473
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Municipality
Clayton Township
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