For Sale
308 Orchard Street, Alma, MI 48801
$204,043
MLS # 1946044 (Northern Great Lakes REALTORS® MLS)
4 beds3 bathsBuilt 19080.2 acres
1 / 56
Listing Description
Situated a few short blocks from downtown Alma and Alma College, this lovely, 3-bedroom home could be perfect for you. The dining room, living room, and three full bathrooms offer plenty of space for a growing family and for entertaining guests. Don't miss the opportunity to view this home and see all that it has to offer.
Source: SparkMLS
About this home
4-bedroom, 3-bath home in Alma in Alma built in 1908.
Currently offered at $204,043.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Lot Size0.2 acres
Year Built1908
Stories2
Location
CityAlma
Zip Code48801
CountyGratiot
Construction & Systems
BasementOther
HeatingNatural Gas
WaterPublic
SewerPublic
Sale & Financing
Listed6/1/2026
Terms AcceptedCash, Conventional, FHA, MSHDA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Konner Vedrode
43 NORTH REALTY
Frequently Asked Questions about 308 Orchard Street, Alma, MI 48801
Can I use FHA or VA financing for this property?
Per MLS# 1946044, this listing accepts Cash, Conventional, FHA, MSHDA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 308 Orchard Street, Alma, MI 48801 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 308 Orchard Street, Alma, MI 48801 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 308 Orchard Street, Alma, MI 48801?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$1,323
Principal & interest$1,323
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
308 Orchard Street, Alma, MI 48801
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Municipality
Alma
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