For Sale
314 E Cross Street, Ypsilanti, MI 48198
$434,900
MLS # 26024923 (Michigan Regional Information Center (MichRIC))
5 beds2 baths2,198 sqftBuilt 18700.34 acres
1 / 46
Listing Description
Welcome to this beautifully maintained 5-bedroom, 2-full bath home in Ypsilanti's sought-after Depot Town. Just a short stroll from coffee shops, restaurants, bars, parks, and the farmers market, this home offers the very best of Ypsi living. Inside, you'll find gorgeous original woodwork, tall ceilings, spacious rooms, and abundant natural light throughout. The updated kitchen and bathrooms provide modern comfort while still preserving the home's timeless historic character. Relax in the beautiful family room or unwind in the inviting living room, offering plenty of space for everyday living and entertaining. Enjoy your morning cup of coffee or a cool summer evening on the deck overlooking the private backyard. A rare blend of charm, character, space, and location in one of Ypsilanti's most desirable neighborhoods.
Source: SparkMLS
About this home
Located in Ypsilanti in Ypsilanti, this property offers 5-bedroom, 2-bath, 2,198 sq ft, with original construction dating to 1870.
Currently offered at $434,900 (about $198/sq ft).
Estimated annual property tax: $10,132, or about $844 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area2,198 sqft
Lot Size0.34 acres
Year Built1870
Stories2
Location
CityYpsilanti
MunicipalityYpsilanti City
Zip Code48198
CountyWashtenaw
School DistrictYpsilanti
Construction & Systems
StyleHistoric
ConstructionWood Siding
BasementMichigan Basement
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/28/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$10,132
Tax Year2025
Assessed Value$162,764
Parcel #11-11-09-106-006
Source: SparkMLS
Legal Description
*OLD SID - 11 11-290-013-00 YP CITY 16E-17 LOT 13 HUNTERS ADDITION.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLHistoric District: Ypsilanti Historic District (2025)
Exterior changes may require Historic District Commission (HDC) approval
Source: City of Ypsilanti Historic District CommissionUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jodi Douglas
Howard Hanna Real Estate
Frequently Asked Questions about 314 E Cross Street, Ypsilanti, MI 48198
What school district is 314 E Cross Street, Ypsilanti, MI 48198 in?
Per MLS# 26024923, this property is served by Ypsilanti. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 314 E Cross Street, Ypsilanti, MI 48198?
Per MLS# 26024923, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26024923, the most recent reported annual property tax for 314 E Cross Street, Ypsilanti, MI 48198 is $10,132 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 314 E Cross Street, Ypsilanti, MI 48198 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 314 E Cross Street, Ypsilanti, MI 48198 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is this property in a historic district?
Per local historic district records, 314 E Cross Street, Ypsilanti, MI 48198 is located within the Ypsilanti Historic District (2025). Properties in locally-designated historic districts may require Historic District Commission (HDC) approval for exterior modifications. Contact the local HDC for current guidelines.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Washtenaw County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$2,821
Principal & interest$2,821
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
314 E Cross Street, Ypsilanti, MI 48198
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Municipality
Ypsilanti
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County
Washtenaw County
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