Sold
315 Pine Street, Decatur, MI 49045
Sold on 06/26/2026 for$187,000
MLS # 26022133 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,166 sqftBuilt 19490.19 acres
1 / 31
Listing Description
Welcome to this solid, well-loved home in the heart of Decatur! Owned by the same family since it was built, this property is ready for your finishing touches. Offering a functional layout, this home also features a nicely sized 21x22 garage and a fenced-in backyard perfect for pets, play, or entertaining. A new roof was installed in fall 2025, adding peace of mind for the next owner. Enjoy nearby access to beautiful all-sports Lake of the Woods through Red Wolfe Park, featuring a sandy beach, park area, and great opportunities for swimming, boating, fishing, and summer fun. Whether you're looking for a year-round residence, investment opportunity, or weekend getaway, this home offers great bones and an excellent location!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,166 sq ft home built in 1949 sits in Decatur.
This home sold for $187,000 (about $160/sq ft).
Property tax estimate: $2,287 per year ($191/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Indiana Michigan Power Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,166 sqft
Lot Size0.19 acres
Year Built1949
Stories2
Location
CityDecatur
MunicipalityDecatur Vllg
Zip Code49045
CountyVan Buren
School DistrictDecatur
Construction & Systems
StyleCape Cod
ConstructionAluminum Siding
BasementPartial
Garage2 spaces
HeatingForced Air, Space Heater
WaterPublic
SewerPublic
Sale & Financing
Listed5/13/2026
Sold Date6/25/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Concessions$7,000
Source: SparkMLS
Tax Information
Annual Tax$1,450
Tax Year2024
State Equalized Value$46,900
Taxable Value$27,321
Assessed Value$28,167
Homestead (PRE)100%
Parcel #80-43-060-008-00
Source: Public Records
Legal Description
1030 19-4-14 561-500 606-595 967-571 1129-365 1589-668 1723-619 *** LOT 5 HASTINGS & HEWSONS ADDITION.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Christie Brown
@properties Christie's International R.E.
Frequently Asked Questions about 315 Pine Street, Decatur, MI 49045
What school district is 315 Pine Street, Decatur, MI 49045 in?
Per MLS# 26022133, this property is served by Decatur. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26022133, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26022133, the most recent reported annual property tax for 315 Pine Street, Decatur, MI 49045 is $1,450 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 315 Pine Street, Decatur, MI 49045 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 315 Pine Street, Decatur, MI 49045 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Decatur Vllg police department or the Van Buren County sheriff's office.
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Tax Estimate
$
Annual tax$2,287
Monthly$191
Millage rate48.7634 mills
Municipality: Village of Decatur
School district: DECATUR PUBLIC SCHOOLS
County: Van Buren
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,357
Principal & interest$1,167
Property taxes$191
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
315 Pine Street, Decatur, MI 49045
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