For Sale
315 S Adams Street, Ypsilanti, MI 48197
$170,000
MLS # 20261036847 (Realcomp)
3 beds1 bath877 sqftBuilt 18810.23 acres
1 / 16
Listing Description
Charming bungalow in the heart of Ypsilanti just minutes from Depot Town, EMU, parks, restaurants, and shopping! This 3-bedroom, 1-bath home offers character, flexibility, and a large lot with room to enjoy outdoor living. Features include vinyl siding, public water and sewer, forced air heat, and a functional 2-story layout. Conveniently located near downtown Ypsilanti with easy access to Ann Arbor, hospitals, and expressways. Whether you are a first-time buyer, investor, or someone looking for a centrally located home with historic charm, this property offers incredible potential in an established neighborhood.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 877 sq ft home in Historic South Side in Ypsilanti built in 1881.
Listed at $170,000 (about $194/sq ft).
Estimated annual property tax: $2,646, or about $221 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area877 sqft
Lot Size0.23 acres
Year Built1881
Stories2
Location
CityYpsilanti
MunicipalityYpsilanti City
Zip Code48197
CountyWashtenaw
School DistrictYpsilanti
Construction & Systems
ConstructionAluminum Siding
BasementCrawl Space
HeatingBaseboard, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/19/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,646
Parcel #111139413004
Source: SparkMLS
Legal Description
*OLD SID - 11 11-344-478-00 YP CITY 35W-4 LOT 478 LARZALIER & POST ADDITION.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kerin Goedert
Epique Realty
Frequently Asked Questions about 315 S Adams Street, Ypsilanti, MI 48197
Which school district serves 315 S Adams Street, Ypsilanti, MI 48197?
Per MLS# 20261036847, 315 S Adams Street, Ypsilanti, MI 48197 is in the Ypsilanti boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ypsilanti directly to confirm enrollment eligibility.
What financing options are available for 315 S Adams Street, Ypsilanti, MI 48197?
Per MLS# 20261036847, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 315 S Adams Street, Ypsilanti, MI 48197?
Per public tax records, annual property taxes for this property are $2,646. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 315 S Adams Street, Ypsilanti, MI 48197 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 315 S Adams Street, Ypsilanti, MI 48197 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 315 S Adams Street, Ypsilanti, MI 48197?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Washtenaw County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,103
Principal & interest$1,103
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
315 S Adams Street, Ypsilanti, MI 48197
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Neighborhood
Historic South Side
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Community
Ypsilanti
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County
Washtenaw County
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