Sold
316 Monroe Street, Petoskey, MI 49770
Sold on 06/12/2026 for$330,000
MLS # 201841179
5 beds3 baths0.17 acres
1 / 14
Listing Description
Downtown Living with Character & Space This 5-bedroom, 3-bath home has all the charm you'd expect in a downtown classic, with plenty of space for today's lifestyle. Inside, you'll find one of the bedrooms conveniently located on the main floor, along with a comfortable layout that works for both everyday living and entertaining. Full of character and unique details, this home is just minutes from schools, shopping, the hospital, and everything downtown has to offer. If you've been looking for a home that combines old charm with modern convenience, this one's a must-see., Age: 31+ Years Approx
Source: SparkMLS
About this home
This 5-bedroom, 3-bath home sits in Petoskey.
Final sale price: $330,000.
Electric service is provided by City of Petoskey; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Lot Size0.17 acres
Location
CityPetoskey
MunicipalityPetoskey City
Zip Code49770
CountyEmmet
Sale & Financing
Listed6/30/2026
Sold Date6/11/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by NON-MEMBER MLS
MLS NON-MEMBER
Frequently Asked Questions about 316 Monroe Street, Petoskey, MI 49770
Is 316 Monroe Street, Petoskey, MI 49770 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 316 Monroe Street, Petoskey, MI 49770 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: City of Petoskey. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Petoskey City police department or the Emmet County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,140
Principal & interest$2,140
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of Petoskey
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
316 Monroe Street, Petoskey, MI 49770
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