Sold
320 E Main Street, Saranac, MI 48881
Sold on 06/29/2026 for$200,000
MLS # 26025273 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,457 sqftBuilt 19200.21 acres
1 / 33
Listing Description
Adorable and move in ready! This charming 2 bedroom, 1 bath ranch offers nearly 1,500 sq. ft. of comfortable main floor living with a bright open layout. The spacious kitchen features a large center island, updated finishes, included appliances, and flows nicely into the main living areas. Cozy sitting porch off the living room plus a convenient mudroom entry. Freshly repainted with many important updates already completed (2021) including newer flooring, fixtures, updated kitchen, newer roof, and also a brand new sewer line from the home to the street. The basement is exceptionally clean and dry, offering great storage space along with the washer and dryer area. Cute backyard on a large corner lot with room to potentially add a garage in the future. Conveniently located near schools, parks, and downtown Saranac with natural gas, city utilities, and high speed internet. Tour this one today!
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 1,457 sq ft home built in 1920 sits in Saranac Village in Saranac.
This home sold for $200,000 (about $137/sq ft).
Annual property taxes run approximately $1,844 ($154/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,457 sqft
Lot Size0.21 acres
Year Built1920
Stories1
Location
CitySaranac
MunicipalitySaranac Vlg-BstnTwp
Zip Code48881
CountyIonia
School DistrictSaranac
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull, Michigan Basement
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Center Island
Sale & Financing
Listed5/27/2026
Sold Date6/28/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$5,000
Source: SparkMLS
Tax Information
Annual Tax$1,844
Tax Year2026
Assessed Value$63,371
Parcel #34-021-001-000-045-00
Source: SparkMLS
Legal Description
VILLAGE OF SARANAC COM 759FT E & 457.13FT N OF SW COR OF E 1/2 OF SW 1/4, TH E 76.23FT, N 119.63FT TO MAIN ST, W 76.23FT, S 119.63FT ON E LI OF PLEASANT ST TO POB SEC 1-6-8 BOSTON TWP, IONIA COUNTY, MICHIGAN
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Christina Rice
Five Star Real Estate (Courtland)
Frequently Asked Questions about 320 E Main Street, Saranac, MI 48881
What school district is 320 E Main Street, Saranac, MI 48881 in?
Per MLS# 26025273, this property is served by Saranac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 320 E Main Street, Saranac, MI 48881?
Per MLS# 26025273, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26025273, the most recent reported annual property tax for 320 E Main Street, Saranac, MI 48881 is $1,844 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 320 E Main Street, Saranac, MI 48881 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 320 E Main Street, Saranac, MI 48881 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Saranac Vlg-BstnTwp police department or the Ionia County sheriff's office.
Map
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
320 E Main Street, Saranac, MI 48881
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Municipality
Saranac Village
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