Sold
320 Mill Street, Saranac, MI 48881
Sold on 02/28/2024 for$260,000
MLS # 23142783 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,652 sqftBuilt 18700.88 acres
1 / 31
Listing Description
Come check out this beautifully, remodeled farmhouse that awaits you in the City of Saranac! This home provides plenty of natural lighting that has a mix of modern style but still the farm house charm! The main level has a large mudroom as soon as you walk in the front door that provides abundant storage and updated cabinets and fixtures. The main floor also provides a laundry area, a large open-concept kitchen with an island, dining room, living room, full bathroom and an office or bedroom (no closet). Upstairs you will find 3 bedrooms and a half bathroom. In the lower level there is a large layout for you to make it your own! Outside you will find a brand new 3 stall garage. All new siding, a 3 seasons room, and a large fenced in yard! Schedule your showing today!
Source: SparkMLS
About this home
4-bedroom, 2-bath, 1,652 sq ft home in Saranac Village in Saranac built in 1870.
This home sold for $260,000 (about $157/sq ft).
Property tax estimate: $3,815 per year ($318/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,652 sqft
Lot Size0.88 acres
Year Built1870
Stories2
Location
CitySaranac
MunicipalitySaranac Vlg-BstnTwp
Zip Code48881
CountyIonia
School DistrictSaranac Community Schools
Construction & Systems
StyleFarmhouse
ConstructionVinyl Siding
BasementPartial
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed11/20/2023
Sold Date2/27/2024
Original Price$289,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,815
Tax Year2023
Assessed Value$88,425
Parcel #021-012-000-060-10
Source: SparkMLS
Legal Description
VILLAGE OF SARANAC PT NW 1/4 SEC 12 COM N 1/4 PO TH W 380.06FT TO POB; TH S 184.47FT, TH W 211.68FT, TH N 183.77FT, TH E 206.25FT TO POB SEC 12 T6N R8W BOSTON TWP, IONIA COUNTY, MICHIGAN SPLIT/COMBINED ON 09/14/2016 FROM 021-012-000-060-00;
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tiara M VanDam
Bellabay Realty LLC
Frequently Asked Questions about 320 Mill Street, Saranac, MI 48881
Which school district serves 320 Mill Street, Saranac, MI 48881?
Per MLS# 23142783, 320 Mill Street, Saranac, MI 48881 is in the Saranac Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Saranac Community Schools directly to confirm enrollment eligibility.
What financing options are available for 320 Mill Street, Saranac, MI 48881?
Per MLS# 23142783, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 320 Mill Street, Saranac, MI 48881?
Per public tax records, annual property taxes for this property are $3,815 (2023). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 320 Mill Street, Saranac, MI 48881 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 320 Mill Street, Saranac, MI 48881 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 320 Mill Street, Saranac, MI 48881. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 320 Mill Street, Saranac, MI 48881?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Saranac Vlg-BstnTwp police department or the Ionia County sheriff's office.
Map
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Monthly payment$1,751
Principal & interest$1,751
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Internet
Download
1.2 Gbps
Upload
50 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
8 providers at this address
1.2 Gbps
VerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsPoint Broadband Fiber Holding LLCUnlicensed Fixed Wireless
200 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
320 Mill Street, Saranac, MI 48881
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Municipality
Saranac Village
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