Sold
320 N State Street, Shelby, MI 49455
Sold on 07/11/2025 for$179,900
MLS # 25006866 (Michigan Regional Information Center (MichRIC))
4 beds3 baths1,685 sqftBuilt 19500.19 acres
1 / 15
Listing Description
Large Remodeled home with a lot of character. This 4-bedroom 2.5 bath home has a full usable basement and updates as follows: Updated Windows New Kitchen New Siding New Roof New Furnace New Floor Coverings New Bathrooms
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 1,685 sq ft home built in 1950 sits in Shelby Village in Shelby.
This home sold for $179,900 (about $107/sq ft).
Annual property taxes run approximately $1,752 ($146/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company. Fiber internet is available at this address with download speeds up to 7,000 Mbps across 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,685 sqft
Lot Size0.19 acres
Year Built1950
Stories2
Location
CityShelby
MunicipalityShelby Vlg
Zip Code49455
CountyOceana
School DistrictShelby
Construction & Systems
StyleFarmhouse
ConstructionVinyl Siding
BasementFull
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesCable Available, Natural Gas Connected
Sale & Financing
Listed5/13/2025
Sold Date7/10/2025
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,752
Tax Year2024
Assessed Value$29,470
Parcel #6404656300800
Source: SparkMLS
Legal Description
Comm 62.39 ft. SW of NW cor blk 63 SE 120' SW 70' NW 120' NE 70' to POB Plat A Village of Shelby
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tim Horton
Wickstra Realty, Inc.
Frequently Asked Questions about 320 N State Street, Shelby, MI 49455
Which school district serves 320 N State Street, Shelby, MI 49455?
Per MLS# 25006866, 320 N State Street, Shelby, MI 49455 is in the Shelby boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Shelby directly to confirm enrollment eligibility.
What financing options are available for 320 N State Street, Shelby, MI 49455?
Per MLS# 25006866, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 320 N State Street, Shelby, MI 49455?
Per public tax records, annual property taxes for this property are $1,752 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 320 N State Street, Shelby, MI 49455 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 320 N State Street, Shelby, MI 49455 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 320 N State Street, Shelby, MI 49455. The maximum advertised download speed is 7.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 320 N State Street, Shelby, MI 49455?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Shelby Vlg police department or the Oceana County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,232
Principal & interest$1,232
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableGSO SatelliteUnlicensed Fixed WirelessSatelliteLicensed Fixed WirelessDSL
9 providers at this address
FrontierFiber
7 GbpsSpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsHughesNetSatellite
100 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsFrontierDSL
45 MbpsAT&TLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
320 N State Street, Shelby, MI 49455
View full property history →
Municipality
Shelby Village
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County
Macomb County
View county overview →
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