Sold
3200 Lake of the Pines Drive, Lake, MI 48632
Sold on 12/12/2025 for$220,000
MLS # 25036448 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,441 sqftBuilt 19930.94 acres
1 / 37
Listing Description
Your up north getaway is here! Beautiful 3 bedroom 2 bath lofted chalet has everything you're looking for! Built in 1993 and very well maintained, it sits on nearly an acre and includes a bonus vacant lot directly across the street with lake frontage on popular Doc and Tom Lake. Launch a kayak or small boat from your private lake access and enjoy the 323 acre all sports lake. Lake of the Pines is a neighborhood community located in Lake, Michigan between the towns of Farwell and Lake George. Inside the home is an open and inviting floor plan with fireplace, loft, and slider to wrap around deck and hot tub. Outside is a private yard, bonus storage shed and firepit area.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,441 sq ft home in Lake built in 1993.
Closed at $220,000 (about $153/sq ft).
Annual property taxes run approximately $3,404 ($284/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 7 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,441 sqft
Lot Size0.94 acres
Year Built1993
Stories2
Location
CityLake
MunicipalityFreeman Twp
Zip Code48632
CountyClare
School DistrictFarwell Area Schools
Construction & Systems
StyleChalet
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
WaterWell
Sale & Financing
Listed10/19/2025
Sold Date12/11/2025
Terms AcceptedCash, Conventional
HOA
HOA Fee$400 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$3,404
Tax Year2025
Assessed Value$79,336
Parcel #00954009500
Source: SparkMLS
Legal Description
T18N R6W Sec 24 Lot 95 Pinehurst Estates #2 & T18N R6W Sec 24 Lot 107 Pine Hurst Estates #2
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Rob Stark
Stark Real Estate
Frequently Asked Questions about 3200 Lake of the Pines Drive, Lake, MI 48632
What school district is 3200 Lake of the Pines Drive, Lake, MI 48632 in?
Per MLS# 25036448, this property is served by Farwell Area Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 3200 Lake of the Pines Drive, Lake, MI 48632?
Per MLS# 25036448, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25036448, the most recent reported annual property tax for 3200 Lake of the Pines Drive, Lake, MI 48632 is $3,404 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3200 Lake of the Pines Drive, Lake, MI 48632 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3200 Lake of the Pines Drive, Lake, MI 48632 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 3200 Lake of the Pines Drive, Lake, MI 48632?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 3200 Lake of the Pines Drive, Lake, MI 48632. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Freeman Twp police department or the Clare County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,589
Principal & interest$1,556
HOA$33
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
7 providers at this address
SpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
25 MbpsPoint Broadband Fiber Holding LLCLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3200 Lake of the Pines Drive, Lake, MI 48632
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