Sold
322 Alderman Street, Belding, MI 48809
Sold on 03/27/2026 for$220,000
MLS # 25059176 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,810 sqftBuilt 19000.2 acres
1 / 27
Listing Description
Discover this downtown Belding traditional home filled with historic character and charm. Situated on a corner lot with a newly fenced-in yard, this spacious home features 3 bedrooms, 2 full baths, and three 3-season porches. Raised ceilings throughout add a grand, open feel, complemented by a large kitchen and generous living spaces. Cozy up to the wood-burning fireplace in the library/living room. Updates include a new electrical panel in 2023, some new windows, and new flooring in the living room and main floor bathroom. Conveniently located near walkable favorites such as Horse's Mouth Tavern, Flat River Nutrition, and Bridge St. Cafe. Come experience all that Belding has to offer in this character-filled home.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,810 sq ft home built in 1900 sits in Belding in Belding.
This home sold for $220,000 (about $122/sq ft).
Annual property taxes run approximately $4,262 ($355/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,000 Mbps across 8 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,810 sqft
Lot Size0.2 acres
Year Built1900
Stories2
Location
CityBelding
MunicipalityBelding City
Zip Code48809
CountyIonia
School DistrictBelding
Construction & Systems
StyleTraditional
ConstructionBrick, Wood Siding
BasementMichigan Basement
Garage1 space
HeatingHot Water
WaterPublic
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed2/1/2026
Sold Date3/26/2026
Original Price$239,000
Terms AcceptedCash, Conventional
Concessions$10,000
Source: SparkMLS
Tax Information
Annual Tax$4,262
Tax Year2024
Assessed Value$99,120
Parcel #403-180-000-580-00
Source: SparkMLS
Legal Description
CITY OF BELDING SUPV MOONS PLAT S 1/2 LOTS 186 & 187
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Stephanie L Allen
Bellabay Realty (North)
Frequently Asked Questions about 322 Alderman Street, Belding, MI 48809
What school district is 322 Alderman Street, Belding, MI 48809 in?
Per MLS# 25059176, this property is served by Belding. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 322 Alderman Street, Belding, MI 48809?
Per MLS# 25059176, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25059176, the most recent reported annual property tax for 322 Alderman Street, Belding, MI 48809 is $4,262 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 322 Alderman Street, Belding, MI 48809 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 322 Alderman Street, Belding, MI 48809 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 322 Alderman Street, Belding, MI 48809?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Belding City police department or the Ionia County sheriff's office.
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Monthly payment$1,426
Principal & interest$1,426
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatellite
8 providers at this address
1 Gbps
SpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsPoint Broadband Fiber Holding LLCUnlicensed Fixed Wireless
200 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
322 Alderman Street, Belding, MI 48809
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Municipality
Belding
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