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3233 Shawnee Lane, Waterford, MI 48329
$824,900
MLS # 20261054224 (Realcomp)
4 beds3 baths3,206 sqftBuilt 19570.31 acres
1 / 1
Listing Description
Experience lakefront living at its finest in this exceptional home, where every day feels like a stay at a luxury resort. Enjoy breathtaking, year-round views of beautiful Loon Lake and endless opportunities for recreation. Step out to your private dock and spend the day boating, kayaking, paddleboarding, jet skiing, swimming, or simply relaxing on the water.Inside, the recently updated interior features an open-concept design that seamlessly connects the living room, dining area, and kitchen, creating an inviting space that's perfect for everyday living and entertaining. The primary bedroom is conveniently located on the main floor, while the finished lower level includes a versatile bonus room that can serve as an additional bedroom, home office, fitness room, or hobby space.The lower level is designed for entertaining, featuring a spacious recreation area with a custom wraparound glass-block wet bar that flows directly into a dedicated theater room—ideal for hosting family and friends.Step outside to expansive decks and patios that overlook the beautifully landscaped backyard and the lake beyond, offering multiple spaces to entertain or unwind. The well maintained grounds include a lake-fed irrigation system to keep the lawn looking its best throughout the season.Loon Lake is a 249-acre all-sports lake that offers the perfect balance of recreation and relaxation. Beyond the water, the lake community hosts a variety of social events throughout the year, including the popular Fourth of July fireworks celebration, making it easy to connect with neighbors and enjoy an active lakeside lifestyle.This meticulously maintained home has been thoughtfully updated and lovingly cared for, providing true move-in-ready comfort. The homeowner's association also offers access to a shared beach, park, and boat launch, adding even more value to this incredible property.More than just a home, it provides a lifestyle you've always dreamed of.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 3,206 sq ft home built in 1957 sits in Waterford Township in Waterford.
Currently offered at $824,900 (about $257/sq ft).
Property tax estimate: $10,164 per year ($847/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,206 sqft
Lot Size0.31 acres
Year Built1957
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48329
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionBrick, Vinyl Siding, Wood Siding
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished, Humidifier, Water Softener/Owned, Wet Bar
Sale & Financing
Listed7/14/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$275 / Annually
IncludesLawn/Yard Care, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$9,660
State Equalized Value$334,240
Taxable Value$246,320
Parcel #1311253014
Source: Public Records
Legal Description
T3N, R9E, SEC 11 INDIAN WOODS LOT 13
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Paul R Smith
Summit Realty Solutions
Frequently Asked Questions about 3233 Shawnee Lane, Waterford, MI 48329
Which school district serves 3233 Shawnee Lane, Waterford, MI 48329?
Per MLS# 20261054224, 3233 Shawnee Lane, Waterford, MI 48329 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261054224, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3233 Shawnee Lane, Waterford, MI 48329?
Per public tax records, annual property taxes for this property are $9,660. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3233 Shawnee Lane, Waterford, MI 48329 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3233 Shawnee Lane, Waterford, MI 48329 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3233 Shawnee Lane, Waterford, MI 48329?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$10,164
Monthly$847
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$6,220
Principal & interest$5,350
Property taxes$847
HOA$23
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3233 Shawnee Lane, Waterford, MI 48329
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Municipality
Waterford Township
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County
Oakland County
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