Sold
3233 Zona Drive, Osseo, MI 49266
Sold on 06/10/2026 for$379,000
MLS # 20261027394 (Realcomp)
3 beds2 baths1,120 sqftBuilt 20180.95 acres
1 / 88
Listing Description
Experience true waterfront living on this rare 0.95-acre peninsula property featuring an impressive 597 feet of lake frontage on three sides, set on a beautiful all-sports lake. Built in 2018, this pristine 3-bedroom, 2-bath ranch offers the perfect blend of modern comfort and breathtaking natural surroundings.Step inside to an inviting open-concept layout where the living room, kitchen, and dining area seamlessly flow together—ideal for entertaining or simply enjoying panoramic lake views from nearly every angle. You have lake views from every room in the house! The spacious primary suite is a private retreat, complete with a large en-suite bath and an oversized walk-in closet. The home comes fully equipped with all appliances, making it truly move-in ready.Outdoor living is just as impressive, with a large deck overlooking the water, plus a second lakeside deck featuring a floating dock—perfect for boating, swimming, or relaxing by the shore. The home also sits atop a deep crawl space with a full cement slab floor, offering excellent storage and durability.Adding even more versatility, the property includes a park model mobile home with its own living room, bedroom, and full bath, along with a third expansive deck. The living area could easily serve as a fifth bedroom. This additional dwelling is currently being updated with new insulation, drywall, flooring, a new roof, and a sliding patio door. (Note: This second home is not included in the main home’s square footage or room count.)For hobbyists and outdoor enthusiasts, the massive pole barn offers full electric, a cement floor, and oversized doors large enough to accommodate a boat or even a small plane.With no association, no flood insurance required, and water surrounding you on three sides, this one-of-a-kind property offers unmatched privacy and flexibility. Whether you're searching for a year-round residence or the ultimate lakefront getaway, this is a rare opportunity you won’t want to miss.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,120 sq ft home built in 2018 sits in Osseo.
This home sold for $379,000 (about $338/sq ft).
Estimated annual property tax: $4,950, or about $412 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeManufactured Home
Bedrooms3
Bathrooms2
Living Area1,120 sqft
Lot Size0.95 acres
Year Built2018
Stories1
Location
CityOsseo
MunicipalityJefferson Twp
Zip Code49266
CountyHillsdale
School DistrictHillsdale
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage6 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed4/23/2026
Sold Date6/9/2026
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,950
Parcel #12115001012
Source: SparkMLS
Legal Description
LOT 15 PLEASANT POINT
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michael Procissi
Power House Group Realty
Frequently Asked Questions about 3233 Zona Drive, Osseo, MI 49266
What school district is 3233 Zona Drive, Osseo, MI 49266 in?
Per MLS# 20261027394, this property is served by Hillsdale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 3233 Zona Drive, Osseo, MI 49266?
Per MLS# 20261027394, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Rural Development, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261027394, the most recent reported annual property tax for 3233 Zona Drive, Osseo, MI 49266 is $4,950. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3233 Zona Drive, Osseo, MI 49266 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3233 Zona Drive, Osseo, MI 49266 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Jefferson Twp police department or the Hillsdale County sheriff's office.
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Monthly payment$2,458
Principal & interest$2,458
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3233 Zona Drive, Osseo, MI 49266
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