Sold
3260 Havenwood Circle, Lake, MI 48632
Sold on 01/05/2026 for$250,000
MLS # 20251036353 (Realcomp)
3 beds2 baths2,232 sqftBuilt 19921.62 acres
1 / 66
Listing Description
This Up North, stick built home wih Lake access, was built for our 1 owner in 1992 by Lakeside Builders. Originally a 3 bedroom, 1.5 Bath house, it is in Beautiful Lake of the Pines Community. Later an addition created a Family room, Larger Primary Bedroom, Sewing/Craftroom & Office space. Potentially, this 2232 Square foot country home could have 5 rooms with beds, a Living room with Naturalgas fireplace and a Family room, with a stand alone Naturalgas fire stove. There is a spacious Kitchen & All Appliances are included, plus a large 3 season room, Deck and attached 2 car garage! **Bonus! A whole house Generator! Which is a game changer in Northern Michigan! The home is exceptionally well insulated, has full AC, cable, main floor laundry & windows everywhere + beautiful sky light windows that let in the sunshine! This lovely home sits tucked in the woods on 1.6 Acres, where deer, eagles & wildlife abound. It is bordered on the south by L. O. P. owned land, giving you space and privacy. That land is accessible by you and takes you down a path to the lake, making it an excellent place to put in your kayaks & fish from shore! Lake of the Pines is an amazing planned community that offers its association "Members Only" access via boat ramps & Pontoon Island to 320 acre "All Sports" Doc & Tom Lake, a built in Swimming Pool, Clubhouse, Playground, Campground, hundreds of acres of hunting land, trails + more. The yearly dues on this home are only $430 per year, extremely low for all of these amenities! This peaceful community is a nature lovers Dream. The association also has many clubs & gatherings. Fishing tournaments, cards, exercise & many holiday community celebrations! This property also offers a very large shed to store your mower and toys. *Some furniture may stay, TBD/Negotiable. This is a stick built home located about 35 minutes SE of Cadillac, 15 minutes NW of Clare, 20 min SW of Harrison. 2 hrs on 10 & 75 to Genesee & Livingston Counties, or 127 to Lansing.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 2,232 sq ft home in Lake built in 1992.
This home sold for $250,000 (about $112/sq ft).
Property tax estimate: $2,218 per year ($185/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 6 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,232 sqft
Lot Size1.62 acres
Year Built1992
Stories1
Location
CityLake
MunicipalityFreeman Twp
Zip Code48632
CountyClare
School DistrictFarwell
Construction & Systems
ConstructionWood Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorGenerator
Sale & Financing
Listed9/11/2025
Sold Date1/4/2026
Original Price$299,000
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$430 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$2,218
Parcel #00982028602
Source: SparkMLS
Legal Description
T18N R6W SEC 24 3260 HAVENWOOD CIRCLE LOTS 286, 287 AND 288 WOODLAND HTS #2 FROM 286-01 & 288-00 2002 COMBINE
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Catherine Du Bois
The Brand Real Estate
Frequently Asked Questions about 3260 Havenwood Circle, Lake, MI 48632
What school district is 3260 Havenwood Circle, Lake, MI 48632 in?
Per MLS# 20251036353, this property is served by Farwell. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 3260 Havenwood Circle, Lake, MI 48632?
Per MLS# 20251036353, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251036353, the most recent reported annual property tax for 3260 Havenwood Circle, Lake, MI 48632 is $2,218. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3260 Havenwood Circle, Lake, MI 48632 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3260 Havenwood Circle, Lake, MI 48632 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 3260 Havenwood Circle, Lake, MI 48632?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 3260 Havenwood Circle, Lake, MI 48632. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Freeman Twp police department or the Clare County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,820
Principal & interest$1,784
HOA$36
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteLicensed Fixed Wireless
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3260 Havenwood Circle, Lake, MI 48632
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