Sold
3260 W Ridge Street, White Cloud, MI 49349
Sold on 01/09/2026 for$205,000
MLS # 25057889 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,248 sqftBuilt 20030.54 acres
1 / 17
Listing Description
Welcome to this beautifully 3-bedroom, 2-bath home with private lake access to serene Peterson Lake! This inviting property features an open-concept layout perfect for modern living, with new flooring throughout the main living areas. The spacious kitchen flows effortlessly into the bright living and dining spaces—ideal for entertaining or relaxing. The large main suite offers a peaceful retreat with a walk-in closet and a private bath. Enjoy outdoor living with lake access just steps away for boating, fishing, or swimming. The 2-stall garage includes additional space in the back—perfect for storage, a workshop, or hobbies. Move-in ready and full of charm, this home blends comfort, convenience, and lakeside living at its best!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,248 sq ft home in White Cloud built in 2003.
This home sold for $205,000 (about $164/sq ft).
Estimated annual property tax: $453, or about $38 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,000 Mbps across 7 providers. Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeManufactured Home
Bedrooms3
Bathrooms2
Living Area1,248 sqft
Lot Size0.54 acres
Year Built2003
Stories1
Location
CityWhite Cloud
MunicipalitySherman Twp
Zip Code49349
CountyNewaygo
School DistrictFremont Public School District
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorCenter Island
Sale & Financing
Listed11/11/2025
Sold Date1/8/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$453
Tax Year2024
Assessed Value$40,373
Parcel #1405499015
Source: SparkMLS
Legal Description
PART OF LOT 15 COM AT NW COR THEREOF, TH N 59D 44'00''E ALG LOT LINE 100 FT, S 32D 34'17''E PAR TO W LOT LINE 255 FT, S 59D 44'W 100 FT TO W LINE SD LOT, N 32D 34'17''W ALG W LINE 255 FT TO POB. PETERSON LAKE PLAT
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Pamela Derks
Five Star Real Estate Fremont
Frequently Asked Questions about 3260 W Ridge Street, White Cloud, MI 49349
What school district is 3260 W Ridge Street, White Cloud, MI 49349 in?
Per MLS# 25057889, this property is served by Fremont Public School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25057889, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25057889, the most recent reported annual property tax for 3260 W Ridge Street, White Cloud, MI 49349 is $453 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3260 W Ridge Street, White Cloud, MI 49349 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3260 W Ridge Street, White Cloud, MI 49349 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 3260 W Ridge Street, White Cloud, MI 49349?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Sherman Twp police department or the Newaygo County sheriff's office.
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Monthly payment$1,394
Principal & interest$1,394
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
500 Mbps
FiberGSO SatelliteUnlicensed Fixed WirelessSatelliteFixed WirelessLicensed Fixed Wireless
7 providers at this address
SpectrumFiber
1 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsHughesNetSatellite
100 MbpsNCATSFixed Wireless
100 MbpsViasat IncSatellite
100 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3260 W Ridge Street, White Cloud, MI 49349
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