For Sale
329 Elm Street, Watervliet, MI 49098
$390,000
MLS # 26011376 (Michigan Regional Information Center (MichRIC))
5 beds2 baths3,093 sqftBuilt 18000.23 acres
1 / 50
Listing Description
Rehabbed top to bottom making the perfect full-time home or Short-Term Rental! Set on a large double lot with 5 Bedrooms & room to enclose the loft or front room for additional sleeping. Incredible new finishes including luxury vinyl plank flooring, roof, gutters, & siding. So many options for laying out the Primary bedroom on main level or upper & 2nd washer/dryer hookup in basement & main. You'll love the open concept & enclosed heated porch overlooking the fenced yard. Wait til you see the incredible 2 car garage with loft above for additional storage. Walk to downtown Watervliet and enjoy Hayes & Flaherty Park to with kayaking on the Paw Paw River, frisbee golf, fishing, skate park & softball fields. Located 2hrs from Chicago & 1.5hrs from Grand Rapids you'll love the area with wineries, breweries, golf, farmer's markets & much more. 15mins to St. Joe, South Haven, Lake Michigan and minutes from Paw Paw Lake. Don't miss this opportunity to be in the Heart of Southwest Michigan!
Source: SparkMLS
About this home
Located in Watervliet Township in Watervliet, this property offers 5-bedroom, 2-bath, 3,093 sq ft, with original construction dating to 1800.
Listed at $390,000 (about $126/sq ft).
Annual property taxes run approximately $3,673 ($306/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area3,093 sqft
Lot Size0.23 acres
Year Built1800
Stories2
Location
CityWatervliet
MunicipalityWatervliet City
Zip Code49098
CountyBerrien
School DistrictWatervliet
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementMichigan Basement, Partial
Garage2 spaces
HeatingBaseboard
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Cable Available, Natural Gas Connected
InteriorCeiling Fan(s), Broadband, Garage Door Opener
Sale & Financing
Listed3/23/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,673
Tax Year2025
Assessed Value$55,157
Parcel #11-78-0340-0197-00-4
Source: SparkMLS
Legal Description
LOTS 197 & 198 OF REVISED PLAT OF CITY OF WATERVLIET
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Nicholas F Scalise
Windy Mitten Properties
Frequently Asked Questions about 329 Elm Street, Watervliet, MI 49098
What school district is 329 Elm Street, Watervliet, MI 49098 in?
Per MLS# 26011376, this property is served by Watervliet. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 329 Elm Street, Watervliet, MI 49098?
Per MLS# 26011376, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26011376, the most recent reported annual property tax for 329 Elm Street, Watervliet, MI 49098 is $3,673 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 329 Elm Street, Watervliet, MI 49098 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 329 Elm Street, Watervliet, MI 49098 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Watervliet City police department or the Berrien County sheriff's office.
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Monthly payment$2,530
Principal & interest$2,530
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
329 Elm Street, Watervliet, MI 49098
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Municipality
Watervliet Township
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