Under Contract
329 Ely Street, Alma, MI 48801
$179,900
MLS # 1946059 (Northern Great Lakes REALTORS® MLS)
3 beds1 bathBuilt 19200.4 acres
1 / 76
Listing Description
Historic charm meets modern comfort at this beautifully updated 3-bedroom, 1.5-bath home overlooking the scenic Pine River. Situated on nearly half an acre, this property offers a rare combination of character, space, and a peaceful waterfront setting. Inside, you'll find a spacious living area, a charming updated kitchen with vaulted ceilings and abundant cabinetry, a convenient main-floor bedroom and half bath, and a beautifully updated full bath featuring a luxurious tiled shower. Upstairs, the stunning vaulted bedroom creates a unique retreat with a corner all framed in for a decorative fireplace. Outside, enjoy the detached garage, expansive yard, and picturesque river views. Located along a county-maintained walking trail and just minutes from downtown Alma, this home offers the perfect blend of timeless character, modern updates (including new roof 2017 and new furnace and duct work 2025), and natural beauty. If you've been searching for a home with old-house charm and today's most desirable features, this Pine River gem is one you won't want to miss. (Deck will be NEW after June also!)
Source: SparkMLS
About this home
3-bedroom, 1-bath home in Alma in Alma built in 1920.
Currently offered at $179,900.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.4 acres
Year Built1920
Stories2
Location
CityAlma
Zip Code48801
CountyGratiot
Construction & Systems
BasementMichigan Basement
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/2/2026
Terms AcceptedCash, Conventional, FHA, MSHDA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kristi Bush
FIVE STAR REAL ESTATE - MT. PLEASANT
Frequently Asked Questions about 329 Ely Street, Alma, MI 48801
What financing options are available for 329 Ely Street, Alma, MI 48801?
Per MLS# 1946059, this listing accepts Cash, Conventional, FHA, MSHDA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 329 Ely Street, Alma, MI 48801 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 329 Ely Street, Alma, MI 48801 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 329 Ely Street, Alma, MI 48801?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,167
Principal & interest$1,167
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
329 Ely Street, Alma, MI 48801
View full property history →
Municipality
Alma
View all listings →
Get email alerts for new listings near 329 Ely Street
We'll notify you when something hits the market in Alma or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.