For Sale
3320 Spinnaker Lane, 3A, Detroit, MI 48207
$187,900
MLS # 20261042103 (Realcomp)
2 beds2 baths1,090 sqftBuilt 1986
1 / 38
Listing Description
Experience luxury living in this gated community with 24 hour security. This beautiful 2 bedroom, 2 bath sky-rise condo is located in the heart of downtown Detroit. This 3rd story unit offers a spacious living room filled with natural light streaming in from the oversized windows. The kitchen features granite countertops and leads to the dining area with access to your very own private balcony. Master bedroom has a private bath. You'll also have direct access to the Detroit River-Walk, perfect for a morning jog or an evening stroll. The community offers an extensive range of amenities designed to cater to your every need which includes deck parking! Residents have access to a swimming pool, tennis courts, jogging trails, bikes, fitness center and brand new community center, for a fee! 1 assigned parking space is included. You'll also have direct access to an on-site marina. Short term housing, including Airbnb, is not allowed. This unit is five minutes from downtown, from all freeways, and perfectly situated for a student at any of Detroit's many higher educational institutes.
Source: SparkMLS
About this home
Located in Near East Riverfront in Detroit, this property offers 2-bedroom, 2-bath, 1,090 sq ft, with original construction dating to 1986.
Listed at $187,900 (about $172/sq ft).
Estimated annual property tax: $6,739, or about $562 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,090 sqft
Year Built1986
Stories1
Location
CityDetroit
Zip Code48207
CountyWayne
School DistrictDetroit
Construction & Systems
ConstructionBrick
BasementSlab
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/6/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$850 / Monthly
IncludesLawn/Yard Care, Sewer, Snow Removal, Trash, Water
Source: SparkMLS
Tax Information
Annual Tax$1,352
Tax Year2025
State Equalized Value$105,000
Assessed Value$105,000
Parcel #13000118.006
Source: Public Records
Legal Description
N E JEFFERSON UNIT 6 WAYNE COUNTY PLAN NO 774 SPINNAKER TOWER CONDOMINIUM RECORDED L40502 P37-126 FIRST AMENDMENT RECORDED L P 13/350 0.99% 3320 SPINNAKER LANE APT 3A
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michele Edwards
EXP Realty Main
Frequently Asked Questions about 3320 Spinnaker Lane, 3A, Detroit, MI 48207
Which school district serves 3320 Spinnaker Lane, 3A, Detroit, MI 48207?
Per MLS# 20261042103, 3320 Spinnaker Lane, 3A, Detroit, MI 48207 is in the Detroit boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Detroit directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261042103, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3320 Spinnaker Lane, 3A, Detroit, MI 48207?
Per public tax records, annual property taxes for this property are $1,673. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3320 Spinnaker Lane, 3A, Detroit, MI 48207 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3320 Spinnaker Lane, 3A, Detroit, MI 48207 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3320 Spinnaker Lane, 3A, Detroit, MI 48207?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Tax Estimate
$
Annual tax$6,739
Monthly$562
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,630
Principal & interest$1,219
Property taxes$562
HOA$850
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3320 Spinnaker Lane, 3A, Detroit, MI 48207
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Neighborhood
Near East Riverfront
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Community
Detroit
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County
Wayne County
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