For Sale
3320 SPINNAKER Lane, 4A, Detroit, MI 48207
$250,000
MLS # 20261033897 (Realcomp)
2 beds2 baths1,090 sqftBuilt 1986
1 / 30
Listing Description
Introducing an exceptional opportunity to own this beautifully updated 2 bedroom, 2 bathroom corner unit condo at the coveted Spinnaker Tower, located within the exclusive gated Harbortown community along Detroit’s vibrant Riverwalk. Completely renovated in 2021, this residence offers stylish modern living paired with a sophisticated urban lifestyle in one of the city’s premier waterfront settings. Step inside to discover a striking open layout enhanced by high ceilings, polished concrete floors, clean architectural lines, and expansive windows that flood the space with natural light. The spacious living and dining areas flow seamlessly to a private walkout balcony, offering sweeping views and the perfect setting for morning coffee or evening relaxation. The sleek kitchen features Milano high gloss cabinetry, quartz countertops, a gas stove, newer stainless steel appliances, and an inviting dining nook, thoughtfully designed for both everyday living and entertaining. The primary suite provides a peaceful retreat with a modern ensuite bathroom, while the second bedroom is ideal for guests, a home office, or additional flexible living space. Ample closet and storage space throughout adds to the home’s functionality, along with a newer in unit washer and dryer for everyday convenience. Residents of Spinnaker Tower enjoy a full suite of amenities, including multiple swimming pools, tennis courts, jogging trails, a fitness center, and a community center, all supported by 24 hour gated security. Each unit is permitted two vehicles in the secured parking structure. The HOA covers water and gas, with owners responsible only for electricity. Additionally, this property benefits from a NEZ tax abatement in place through December 31, 2036, resulting in property taxes of approximately $2,000 per year, offering significant long term savings. Located just moments from the Detroit Riverwalk and close to the city’s top restaurants, shopping, and more, Welcome Home!
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 1,090 sq ft home built in 1986 sits in Near East Riverfront in Detroit.
Asking $250,000 (about $229/sq ft).
Property tax estimate: $6,739 per year ($562/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,090 sqft
Year Built1986
Stories1
Location
CityDetroit
Zip Code48207
CountyWayne
School DistrictDetroit
Construction & Systems
ConstructionBrick
BasementSlab
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/11/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$850 / Monthly
Source: SparkMLS
Tax Information
Annual Tax$9,608
Tax Year2025
State Equalized Value$105,000
Assessed Value$105,000
Homestead (PRE)100%
Parcel #13000118.012
Source: Public Records
Legal Description
N E JEFFERSON UNIT 12 WAYNE COUNTY PLAN NO 774 SPINNAKER TOWER CONDOMINIUM RECORDED L40502 P37-126 FIRST AMENDMENT RECORDED L P 13/350 0.99% 3320 SPINNAKER LANE APT 4A
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sheel Sohal
KW Domain
Frequently Asked Questions about 3320 SPINNAKER Lane, 4A, Detroit, MI 48207
What school district is 3320 SPINNAKER Lane, 4A, Detroit, MI 48207 in?
Per MLS# 20261033897, this property is served by Detroit. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 3320 SPINNAKER Lane, 4A, Detroit, MI 48207?
Per MLS# 20261033897, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261033897, the most recent reported annual property tax for 3320 SPINNAKER Lane, 4A, Detroit, MI 48207 is $5,626. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3320 SPINNAKER Lane, 4A, Detroit, MI 48207 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3320 SPINNAKER Lane, 4A, Detroit, MI 48207 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Wayne County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Tax Estimate
$
Annual tax$6,739
Monthly$562
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$3,033
Principal & interest$1,621
Property taxes$562
HOA$850
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3320 SPINNAKER Lane, 4A, Detroit, MI 48207
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Neighborhood
Near East Riverfront
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Community
Detroit
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County
Wayne County
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