Sold
340 Dover Road, Waterford, MI 48328
Sold on 07/01/2026 for$395,000
MLS # 20261029432 (Realcomp)
3 beds3 baths1,694 sqftBuilt 20210.17 acres
1 / 38
Listing Description
Experience elevated living in this stunning newly built colonial nestled in the heart of Waterford that includes access to Elizabeth Lake, perfect for enjoying Michigan summers. The home showcases a seamless layout, enhanced by abundant natural light and thoughtfully designed living spaces. The main level offers a modern kitchen outfitted with all brand new appliances that will remain with the home. Upstairs, retreat to generously sized bedrooms and enjoy the convenience of a second floor laundry room. Step outside to your newly fenced backyard (2025), ideal for relaxing or hosting in a serene setting. A 2-car attached garage adds to the home’s functionality. With no HOA, you’ll appreciate the freedom to truly make this home your own.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 1,694 sq ft home built in 2021 sits in Waterford Township in Waterford.
Final sale price: $395,000 (about $233/sq ft).
Property tax estimate: $6,539 per year ($545/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,694 sqft
Lot Size0.17 acres
Year Built2021
Stories2
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48328
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/27/2026
Sold Date6/30/2026
Original Price$415,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$7,115
State Equalized Value$215,030
Taxable Value$197,610
Parcel #1327479026
Source: Public Records
Legal Description
T3N, R9E, SEC 27 ELIZABETH LAKE ESTATES SUB NO 3 LOT 952
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Danielle S Dunham
EXP Realty Main
Frequently Asked Questions about 340 Dover Road, Waterford, MI 48328
What school district is 340 Dover Road, Waterford, MI 48328 in?
Per MLS# 20261029432, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261029432, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261029432, the most recent reported annual property tax for 340 Dover Road, Waterford, MI 48328 is $7,115. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 340 Dover Road, Waterford, MI 48328 eligible for USDA financing?
Per USDA Rural Development boundary data, 340 Dover Road, Waterford, MI 48328 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 340 Dover Road, Waterford, MI 48328 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$6,539
Monthly$545
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$3,204
Principal & interest$2,659
Property taxes$545
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
340 Dover Road, Waterford, MI 48328
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Municipality
Waterford Township
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County
Oakland County
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