For Sale
340 W Railroad Street, Centreville, MI 49032
$397,900
MLS # 26013552 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,604 sqftBuilt 19691.14 acres
1 / 41
Listing Description
Charming Ranch on Over an Acre in Centreville - A Park-Like Retreat! Welcome to this well-maintained ranch-style home nestled on 1.1 acres of beautifully landscaped property in the heart of Centreville. This serene, park-like setting is truly a must-see! Inside, you'll find a spacious living room with a cozy fireplace, ornate ceilings, and large windows that flood the space with natural light. The adjacent formal dining room features built-in shelving, perfect for displaying your favorite glassware and dishware. The bright and functional kitchen comes fully equipped with all appliances, a pantry, and generous cabinet space. All bedrooms are generously sized with ample closet storage; some may even have hardwood floors beneath the carpet. The main level includes a full hall bath and a convenient 3/4 bath for added flexibility. Head downstairs to the finished basement, which offers a fantastic family/rec room with fireplace, a wet bar, and a spacious
Source: SparkMLS
About this home
Located in Centreville Village in Centreville, this property offers 3-bedroom, 2-bath, 2,604 sq ft, with original construction dating to 1969.
Currently offered at $397,900 (about $153/sq ft).
Property tax estimate: $2,184 per year ($182/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,604 sqft
Lot Size1.14 acres
Year Built1969
Stories1
Location
CityCentreville
MunicipalityCentreville Vllg
Zip Code49032
CountySt. Joseph
School DistrictCentreville
Construction & Systems
StyleRanch
ConstructionAluminum Siding, Brick
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorCeiling Fan(s), Garage Door Opener, Pantry
Sale & Financing
Listed4/3/2026
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,184
Tax Year2025
Assessed Value$49,163
Parcel #042 140 204 00
Source: SparkMLS
Legal Description
LOT 4 TEEPLE ADD. VIL OF CENTREVILLE. & COM AT INT OF E LN JOHN ST & N LN RAILROAD ST TH N 174.77 FT TO NW COR LOT 4 OF TEEPLE ADD TH W 47.67 FT TO E LN JOHN ST TH SELY ALG ST 183.22 FT TO POB. PART OF LOT 31 OF DAVIS PLAT NO. 2. SEC 25 T6S R11W. VIL OF CENTREVILLE.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sherrie M Nowicki
RE/MAX Elite Group T.R.
Frequently Asked Questions about 340 W Railroad Street, Centreville, MI 49032
Which school district serves 340 W Railroad Street, Centreville, MI 49032?
Per MLS# 26013552, 340 W Railroad Street, Centreville, MI 49032 is in the Centreville boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Centreville directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26013552, this listing accepts Cash, FHA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 340 W Railroad Street, Centreville, MI 49032?
Per public tax records, annual property taxes for this property are $2,184 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 340 W Railroad Street, Centreville, MI 49032 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 340 W Railroad Street, Centreville, MI 49032 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 340 W Railroad Street, Centreville, MI 49032?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Centreville Vllg police department or the St. Joseph County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,581
Principal & interest$2,581
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
340 W Railroad Street, Centreville, MI 49032
View full property history →
Municipality
Centreville Village
View all listings →
Get email alerts for new listings near 340 W Railroad Street
We'll notify you when something hits the market in Centreville Village or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.