Sold
340 Woodruff Street, Union City, MI 49094
Sold on 04/30/2026 for$140,000
MLS # 26007794 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,140 sqftBuilt 18950.25 acres
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Listing Description
Step into timeless charm at 340 Woodruff St in Union City! Built in 1895, this character-filled home blends historic appeal with important modern updates for peace of mind. The property features updated electrical, a new furnace installed in 2018, and a new roof completed in 2019 -- giving buyers confidence in the major mechanical improvements. Inside, you'll appreciate the beautiful custom trim work that highlights the home's craftsmanship and adds warmth and personality throughout. Large windows bring in natural light, creating an inviting atmosphere that feels both cozy and spacious. Situated close to town, this home offers convenient access to local amenities while still providing privacy and room to enjoy the outdoors. The large, fully fenced backyard is perfect for pets, entertaining, or relaxing evenings at home, and includes a utility shed for additional storage. For showings please call your MVP Joscelyn Brady 269-317-9919
Source: SparkMLS
About this home
Located in Union City Village in Union City, this property offers 2-bedroom, 1-bath, 1,140 sq ft, with original construction dating to 1895.
Closed at $140,000 (about $123/sq ft).
Estimated annual property tax: $777, or about $65 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Village of Union City; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,140 sqft
Lot Size0.25 acres
Year Built1895
Stories2
Location
CityUnion City
MunicipalityUnion City Vllg
Zip Code49094
CountyBranch
School DistrictUnion City
Construction & Systems
StyleTraditional
ConstructionStucco
BasementPartial
HeatingForced Air
WaterPublic
SewerPublic
InteriorPantry
Sale & Financing
Listed3/3/2026
Sold Date4/29/2026
Original Price$165,000
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$777
Tax Year2024
Assessed Value$26,534
Parcel #021-000-018-012-00
Source: SparkMLS
Legal Description
UNION TOWNSHIP T5S R7W SECTION 4 LOTS 24 & 25 BLOCK 18 VILLAGE OF UNION CITY .25 AC +/-
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Joscelyn Brady
eXp Realty
Frequently Asked Questions about 340 Woodruff Street, Union City, MI 49094
What school district is 340 Woodruff Street, Union City, MI 49094 in?
Per MLS# 26007794, this property is served by Union City. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26007794, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26007794, the most recent reported annual property tax for 340 Woodruff Street, Union City, MI 49094 is $777 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 340 Woodruff Street, Union City, MI 49094 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 340 Woodruff Street, Union City, MI 49094 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Village of Union City. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Union City Vllg police department or the Branch County sheriff's office.
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Monthly payment$1,031
Principal & interest$1,031
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Utilities
Village of Union City
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
340 Woodruff Street, Union City, MI 49094
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Municipality
Union City Village
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