Sold
3400 Bird Lake Road S, Osseo, MI 49266
Sold on 12/17/2025 for$320,000
MLS # 25050228 (Michigan Regional Information Center (MichRIC))
2 beds2 baths3,664 sqftBuilt 19735.8 acres
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Listing Description
Discover the perfect blend of comfort, space, and country living with this charming brick ranch situated on 5.8 rolling acres. Home features include a large living room, a family room with a fireplace with a newer high efficiency wood insert, New flooring, a large kitchen, dining area with sliders leading to the 3 season room with new windows & huge new deck, where you can sit & watch the fabulous sunsets. The home also sits on a full walkout basement with a 2 car garage, extra living space, large laundry room, an extra full bathroom, tons of storage space & a newer Kohler generator. Outdoor amenities include a newly paved driveway, a new cement sidewalk, a Beautiful pond & a large new 30 x 40 pole barn that provides ample storage for toys, equipment, vehicles or a workshop. Looking for that peaceful country setting with plenty of privacy but yet close to town this is it! Oh and did I mention the St. Joe River runs thru it
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 3,664 sq ft home built in 1973 sits in Osseo.
This home sold for $320,000 (about $87/sq ft).
Property tax estimate: $2,557 per year ($213/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 300 Mbps from 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area3,664 sqft
Lot Size5.8 acres
Year Built1973
Stories1
Location
CityOsseo
MunicipalityJefferson Twp
Zip Code49266
CountyHillsdale
School DistrictHillsdale Community Schools
Construction & Systems
StyleRanch
ConstructionBrick
BasementFull, Walk-Out Access
Garage2 spaces
HeatingBaseboard, Space Heater, Wood
WaterWell
SewerSeptic Tank
InteriorGarage Door Opener, LP Tank Rented, Pantry
Sale & Financing
Listed9/30/2025
Sold Date12/16/2025
Original Price$325,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,557
Tax Year2025
Assessed Value$137,448
Parcel #120092000050972
Source: SparkMLS
Legal Description
On file at listing office
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Valerie Proctor
Century 21 Drews Realty
Frequently Asked Questions about 3400 Bird Lake Road S, Osseo, MI 49266
Which school district serves 3400 Bird Lake Road S, Osseo, MI 49266?
Per MLS# 25050228, 3400 Bird Lake Road S, Osseo, MI 49266 is in the Hillsdale Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Hillsdale Community Schools directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25050228, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3400 Bird Lake Road S, Osseo, MI 49266?
Per public tax records, annual property taxes for this property are $2,557 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3400 Bird Lake Road S, Osseo, MI 49266 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3400 Bird Lake Road S, Osseo, MI 49266 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 3400 Bird Lake Road S, Osseo, MI 49266. The maximum advertised download speed is 300 Mbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 3400 Bird Lake Road S, Osseo, MI 49266?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Jefferson Twp police department or the Hillsdale County sheriff's office.
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Monthly payment$2,076
Principal & interest$2,076
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
300 Mbps
Upload
30 Mbps
Licensed Fixed WirelessGSO SatelliteSatellite
6 providers at this address
VerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsDMCI Broadband LLCLicensed Fixed Wireless
40 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3400 Bird Lake Road S, Osseo, MI 49266
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