Sold
3410 N M 63, Benton Harbor, MI 49022
Sold on 03/30/2026 for$1,200,000
MLS # 26006521 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,358 sqftBuilt 19601.39 acres
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Listing Description
ALL OFFERS DUE by 8PM Sunday, 03/01/2026. Seller will respond by 3PM Mon. 03/02/2026. Discover 3410 M-63 in Benton Harbor! Just minutes from downtown, this remarkable turn key lakefront retreat captures the very best of Southwest Michigan living along the shores of Lake Michigan. With 100 feet of private frontage, you'll enjoy sweeping water views and access for swimming, boating, or simply relaxing by the shoreline. Inside, the home features bright, welcoming living spaces centered around a cozy fireplace, all complemented by a stylish mid-century vibe that creates a truly unique and memorable stay. The thoughtfully designed layout offers both comfort and versatility, ideal for everyday living or hosting guests. Multiple efficient newer mini-split units for added effortless living.
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 2,358 sq ft home built in 1960 sits in Hagar Township in Benton Harbor.
Final sale price: $1,200,000 (about $509/sq ft).
Property tax estimate: $7,007 per year ($584/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,358 sqft
Lot Size1.39 acres
Year Built1960
Stories1
Location
CityBenton Harbor
MunicipalityHagar Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleMid-Century Modern, Ranch
ConstructionStone, Wood Siding
BasementSlab
Garage2 spaces
WaterWell
SewerSeptic Tank
Sale & Financing
Listed2/22/2026
Sold Date3/29/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$7,007
Tax Year2024
Assessed Value$337,108
Parcel #11-10-1180-0004-00-5
Source: SparkMLS
Legal Description
LOT 4, CALDWELL BLUFFS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Anne Gain
@properties Christie's International R.E.
Frequently Asked Questions about 3410 N M 63, Benton Harbor, MI 49022
Which school district serves 3410 N M 63, Benton Harbor, MI 49022?
Per MLS# 26006521, 3410 N M 63, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
What financing options are available for 3410 N M 63, Benton Harbor, MI 49022?
Per MLS# 26006521, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3410 N M 63, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $7,007 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3410 N M 63, Benton Harbor, MI 49022 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3410 N M 63, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3410 N M 63, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Hagar Twp police department or the Berrien County sheriff's office.
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Monthly payment$5,675
Principal & interest$5,675
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3410 N M 63, Benton Harbor, MI 49022
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Municipality
Hagar Township
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