For Sale
3432 Harding Street, Detroit, MI 48214
$130,000
MLS # 20261043046 (Realcomp)
4 beds1 bath1,452 sqftBuilt 19120.1 acres
1 / 1
Listing Description
This well-appointed 4-bedroom, 1.5-bathroom home features a full basement for extra storage and a comfortable layout throughout. please schedule appointment to see property
Source: SparkMLS
About this home
4-bedroom, 1-bath, 1,452 sq ft home in Foch in Detroit built in 1912.
Asking $130,000 (about $90/sq ft).
Property tax estimate: $1,438 per year ($120/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area1,452 sqft
Lot Size0.1 acres
Year Built1912
Stories2
Location
CityDetroit
Zip Code48214
CountyWayne
School DistrictDetroit
Construction & Systems
ConstructionVinyl Siding
HeatingForced Air
WaterPublic
SewerPublic
InteriorHome Warranty
Sale & Financing
Listed6/8/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$1,048
Tax Year2025
State Equalized Value$22,400
Assessed Value$22,400
Parcel #21039329.
Source: Public Records
Legal Description
E HARDING 170 HENDRIES SUB L25 P38 PLATS, W C R 21/528 30 X 150
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Dario Domfrocht
Rosh Real Estate Inc
Frequently Asked Questions about 3432 Harding Street, Detroit, MI 48214
What school district is 3432 Harding Street, Detroit, MI 48214 in?
Per MLS# 20261043046, this property is served by Detroit. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261043046, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261043046, the most recent reported annual property tax for 3432 Harding Street, Detroit, MI 48214 is $2,307. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3432 Harding Street, Detroit, MI 48214 eligible for USDA financing?
Per USDA Rural Development boundary data, 3432 Harding Street, Detroit, MI 48214 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3432 Harding Street, Detroit, MI 48214 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Wayne County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
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Annual tax$1,438
Monthly$120
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$963
Principal & interest$843
Property taxes$120
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3432 Harding Street, Detroit, MI 48214
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Neighborhood
Foch
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Community
Detroit
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County
Wayne County
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