Under Contract
3470 Sears Road, Horton, MI 49246
$499,900
MLS # 26009251 (Michigan Regional Information Center (MichRIC))
4 beds3 baths3,894 sqftBuilt 19955 acres
1 / 32
Listing Description
Welcome to your private 5-acre wildlife sanctuary! Perfectly nestled in a serene country setting within Summit Township, and JPS, this home offers the ultimate blend of modern luxury and outdoor tranquility, complete with access to the Hanover-Horton School bus route. The seller has meticulously updated the property throughout, featuring stunning Interiors, gleaming hardwood flooring and custom tile work. Seller has incorporated elegant Levolor window coverings and a newly remodeled kitchen and bathrooms, not to mention Newer Furnace, A/C and 2 Hot Wtr Htrs. A completely finished basement adds expansive space and incredible value, featuring a non-conforming 5th bedroom, perfect for a private home office, gym, or toy room. Whether you're enjoying the peaceful views from your yard or the designer touches inside, this home is move-in ready and waiting for you. Experience the best of Michigan country living with all the contemporary comforts you deserve!
Source: SparkMLS
About this home
Located in Summit Township in Horton, this property offers 4-bedroom, 3-bath, 3,894 sq ft, with original construction dating to 1995.
Asking $499,900 (about $128/sq ft).
Estimated annual property tax: $4,958, or about $413 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Consumers Energy Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,894 sqft
Lot Size5 acres
Year Built1995
Stories1
Location
CityHorton
MunicipalitySummit Twp
Zip Code49246
CountyJackson
School DistrictJackson
Construction & Systems
StyleContemporary
ConstructionBrick, Vinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s), Garage Door Opener, LP Tank Rented
Sale & Financing
Listed3/10/2026
Original Price$519,900
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,414
Tax Year2025
State Equalized Value$139,300
Taxable Value$122,776
Assessed Value$122,776
Parcel #000-13-31-201-005-06
Source: Public Records
Legal Description
BEG AT N 1/4 POST OF SEC 31 TH S 0DEG 20'17''E 1979.70 FT TO A PT FOR PL OF BEG OF THIS DESCN TH N 89DEG 57'07''E 330.02 FT (RECORD 330.05 FT) TH S 0DEG 20'17''E 660.03 FT TH S 89DEG 57'07''W 330.02 FT (RECORD 330.05 FT) TH N 0DEG 20'17''W 659.89 FT TO BEG SEC 31 T3S R1W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by KIMBERLY J KURTZ
Exit Realty 1st LLC
Frequently Asked Questions about 3470 Sears Road, Horton, MI 49246
Which school district serves 3470 Sears Road, Horton, MI 49246?
Per MLS# 26009251, 3470 Sears Road, Horton, MI 49246 is in the Jackson boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Jackson directly to confirm enrollment eligibility.
What financing options are available for 3470 Sears Road, Horton, MI 49246?
Per MLS# 26009251, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3470 Sears Road, Horton, MI 49246?
Per public tax records, annual property taxes for this property are $4,414 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3470 Sears Road, Horton, MI 49246 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 3470 Sears Road, Horton, MI 49246 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3470 Sears Road, Horton, MI 49246?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Summit Twp police department or the Jackson County sheriff's office.
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Tax Estimate
$
Annual tax$4,958
Monthly$413
Millage rate35.5945 mills
Municipality: Summit
School district: JACKSON PUBLIC SCHOOLS
County: Jackson
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
BETATax History
View SEV, Taxable Value, and uncapping difference for this parcel — Jackson County public records.
Mortgage Calculator
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Monthly payment$3,656
Principal & interest$3,242
Property taxes$413
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3470 Sears Road, Horton, MI 49246
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Municipality
Summit Township
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County
Jackson County
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