Sold
3479 W Hansen Road, Ludington, MI 49431
Sold on 05/22/2026 for$419,000
MLS # 26016407 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,107 sqftBuilt 19912.64 acres
1 / 33
Listing Description
Discover the perfect blend of comfort and tranquility in this amazing 4 bedroom, 3 bathroom home. Situated on a private 2-acre lot with its own beautiful pond, this property offers a peaceful retreat without sacrificing convenience. The main level features a thoughtfully designed open floor plan, including a kitchen/dining combination and a living room with direct access to the deck overlooking the backyard and pond - perfect for morning coffee with a view. The main floor also hosts a convenient laundry room, a mudroom, and a spacious primary suite. The walk-out lower level significantly expands your living space, offering a large family room that leads to a spacious fenced-in deck - great for entertaining. This level also includes an additional bedroom, a dedicated office, a bathroom, and storage room. The oversized 3.5-car garage and two sheds are perfect for all of your outdoor storage needs. This home is in an ideal location just moments from Ludington!
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,107 sq ft home in Ludington built in 1991.
Final sale price: $419,000 (about $199/sq ft).
Annual property taxes run approximately $4,814 ($401/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,107 sqft
Lot Size2.64 acres
Year Built1991
Stories1
Location
CityLudington
MunicipalityAmber Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleRanch
ConstructionConcrete
BasementFull, Walk-Out Access
Garage312 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed4/17/2026
Sold Date5/21/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,759
Tax Year2026
State Equalized Value$177,400
Taxable Value$93,598
Assessed Value$96,125
Homestead (PRE)100%
Parcel #001-008-002-10
Source: Public Records
Legal Description
PART 008 002 00 NEW 1986 SPLIT 1988 W 200 FT OF E 530.92 FT OF N 1/2 OF NW 1/4 OF NE 1/4 EXC COMM AT N 1/4 POST TH E'LY ALG SEC LN 783 FT TO POB TH S ALG LN PAR TO N-S 1/4 LN 100 FT TH N 85 DEG 30'E 201 FT TH N ALG LN PAR TO N-S 1/4 LN 70 FT TH W'LY ALG SEC LN 200 FT TO POB SEC 8 T18N R17W 2.64 A M/L
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Diana Kovalcik
GREENRIDGE Realty Ludington
Frequently Asked Questions about 3479 W Hansen Road, Ludington, MI 49431
Which school district serves 3479 W Hansen Road, Ludington, MI 49431?
Per MLS# 26016407, 3479 W Hansen Road, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26016407, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3479 W Hansen Road, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $2,759 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3479 W Hansen Road, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3479 W Hansen Road, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3479 W Hansen Road, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Amber Twp police department or the Mason County sheriff's office.
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Tax Estimate
$
Annual tax$4,814
Monthly$401
Millage rate27.1352 mills
Municipality: Amber TOWNSHIP
School district: LUDINGTON AREA SCHOOL DIST
County: Mason
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$3,119
Principal & interest$2,718
Property taxes$401
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Property
3479 W Hansen Road, Ludington, MI 49431
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