Sold
350 Mill Street, Saranac, MI 48881
Sold on 06/04/2026 for$298,500
MLS # 26015896 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,588 sqftBuilt 19500.44 acres
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Listing Description
Opportunities like this don't sit around--especially in the Village of Saranac.This 3-bedroom, 1.5-bath home offers comfortable living space with room to grow. You'll love the flexibility of a main-floor primary bedroom, an updated full bath, and hardwood floors that add warmth and character throughout select areas of the home. The inviting living room features a wood-burning fireplace--while the oversized family room gives you the extra space everyone is looking for. Downstairs, the walkout basement is a blank slate. Whether you're thinking additional living space, a recreation area, or storage, the potential here is real--and valuable. Sitting on a 0.42-acre lot, this property also includes an additional buildable lot of equal size. That's a rare find in this area--ideal for future development, investment, or simply extra space and privacy. You've got a smart move for today and long-term value for tomorrow. Homes with this much flexibility, land, and upside don't last.
Source: SparkMLS
About this home
Located in Saranac Village in Saranac, this property offers 3-bedroom, 2-bath, 1,588 sq ft, with original construction dating to 1950.
Closed at $298,500 (about $188/sq ft).
Annual property taxes run approximately $4,182 ($349/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,588 sqft
Lot Size0.44 acres
Year Built1950
Stories2
Location
CitySaranac
MunicipalitySaranac Vllg
Zip Code48881
CountyIonia
School DistrictSaranac
Construction & Systems
StyleCape Cod, Tudor
ConstructionVinyl Siding, Wood Siding
BasementFull, Walk-Out Access
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
InteriorGarage Door Opener
Sale & Financing
Listed4/15/2026
Sold Date6/3/2026
Original Price$309,900
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$8,500
Source: SparkMLS
Tax Information
Annual Tax$4,182
Tax Year2025
Assessed Value$42,263
Parcel #021-012-000-055-00
Source: SparkMLS
Legal Description
VILLAGE OF SARANAC W 5RDS OF LD DESC AS; COM 8RDS W OF NE COR OF NW 1/4 SEC.12; TH S 16RDS W 15RDS; N 16RDS E 15RDS TO BEG. SEC. 12 T6N R8W BOSTON TWP, IONIA COUNTY, MICHIGAN
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Laura A Hayden
Home Quest Realty
Frequently Asked Questions about 350 Mill Street, Saranac, MI 48881
Which school district serves 350 Mill Street, Saranac, MI 48881?
Per MLS# 26015896, 350 Mill Street, Saranac, MI 48881 is in the Saranac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Saranac directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26015896, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 350 Mill Street, Saranac, MI 48881?
Per public tax records, annual property taxes for this property are $4,182 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 350 Mill Street, Saranac, MI 48881 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 350 Mill Street, Saranac, MI 48881 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 350 Mill Street, Saranac, MI 48881?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Saranac Vllg police department or the Ionia County sheriff's office.
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Monthly payment$1,939
Principal & interest$1,939
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
350 Mill Street, Saranac, MI 48881
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Municipality
Saranac Village
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