Pending
3521 Harding Street, Detroit, MI 48214
$235,000
MLS # 20261007765 (Realcomp)
Built 19160.12 acres
1 / 60
Listing Description
Introducing a fantastic investment opportunity. This charming duplex features two spacious units, each with three bedrooms and one bathroom, encompassing a total of 2,750 square feet. With kitchen updates remodeled with modern flooring and stainless steel appliances, and bathrooms that include elegant ceramic tile flooring, wainscoting, and a soaking tub. The exterior showcases stunning brickwork and a welcoming porch, enhancing the property’s curb appeal.The large, fenced-in backyard provides privacy and outdoor space for relaxation or entertainment, along with a full basement offering ample storage. This property is located in the vibrant 48214 zip code, an area experiencing significant growth and revitalization, making it an attractive option for investors. The surrounding neighborhood is known for its historic charm and community-driven initiatives, with easy access to parks, schools, and local amenities. With both units ready to produce rental income, this duplex presents an excellent opportunity for immediate cash flow and long-term appreciation in a burgeoning market. Don’t miss your chance to own a piece of Detroit’s promising future!
Source: SparkMLS
About this home
Located in Foch in Detroit, this property offers 2-bath, with original construction dating to 1916.
Asking $235,000.
Estimated annual property tax: $2,497, or about $208 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company. Broadband is available with download speeds up to 1,200 Mbps from 7 providers.
Listing Property Details
Property TypeMulti Family
Bathrooms2
Lot Size0.12 acres
Year Built1916
Location
CityDetroit
Zip Code48214
CountyWayne
School DistrictDetroit
Construction & Systems
ConstructionBrick
HeatingHot Water
WaterPublic
Sale & Financing
Listed2/6/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$651
Tax Year2025
State Equalized Value$38,900
Assessed Value$38,900
Homestead (PRE)50%
Parcel #21039804.
Source: Public Records
Legal Description
W HARDING 135 HENDRIES SUB L25 P38 PLATS, W C R 21/528 30 X 172.21A
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Brandon Makila
KW Professionals
Frequently Asked Questions about 3521 Harding Street, Detroit, MI 48214
Which school district serves 3521 Harding Street, Detroit, MI 48214?
Per MLS# 20261007765, 3521 Harding Street, Detroit, MI 48214 is in the Detroit boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Detroit directly to confirm enrollment eligibility.
What financing options are available for 3521 Harding Street, Detroit, MI 48214?
Per MLS# 20261007765, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3521 Harding Street, Detroit, MI 48214?
Per public tax records, annual property taxes for this property are $858. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3521 Harding Street, Detroit, MI 48214 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 3521 Harding Street, Detroit, MI 48214 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 3521 Harding Street, Detroit, MI 48214. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 3521 Harding Street, Detroit, MI 48214?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$2,497
Monthly$208
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,732
Principal & interest$1,524
Property taxes$208
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteLicensed Fixed WirelessSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3521 Harding Street, Detroit, MI 48214
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Neighborhood
Foch
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Community
Detroit
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County
Wayne County
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