MLS # 20261036720 (Realcomp)

Rising above Little Traverse Bay, The Summit Over Bay Harbor offers a rare opportunity to create a bespoke waterfront residence in one of Northern Michigan’s most prestigious resort settings. Designed for those who value elevated living, privacy, and unforgettable surroundings, each residence captures sweeping water views and dramatic sunsets from multiple levels.This expansive offering features approximately 5,078 square feet of interior living space, complemented by a 598 square foot rooftop terrace designed for entertaining, relaxation, and evening gatherings overlooking Lake Michigan. Floor-to-ceiling windows flood the interiors with natural light and frame the bay as a living work of art. The main living level is ideal for hosting, anchored by a gourmet kitchen, premium appliances, generous island, fireplace, wet bar, and private balcony suspended above the water.The primary suite is a serene retreat with panoramic views, balcony access, a spacious walk-in closet, and spa-inspired bath. The walkout lower level provides an en-suite guest bedroom, family room, bar area, office, and private patio, creating effortless flow for entertaining and extended stays.Residences at The Summit Over Bay Harbor are offered as custom build opportunities, allowing buyers to select architectural details, interior finishes, and premium upgrades tailored to their lifestyle. Located across from The Cliffs at Bay Harbor and minutes from Petoskey, Charlevoix, Boyne City, and Harbor Springs, this is Northern Michigan luxury living at its finest.
Source: SparkMLS
Located in Petoskey, this property offers 3-bedroom, 4-bath, 5,078 sq ft, with original construction dating to 2026.
Currently offered at $2,895,000 (about $570/sq ft).
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Location
Construction & Systems
Sale & Financing
HOA
Source: SparkMLS
Source: SparkMLS
Legal Description
COM AT SW COR OF SEC, TH E ALG SEC LN 664.56 FT TO POB, TH N88 28'32"W 137.5 FT N1 4'24"E 822.59 FT TO S LN OF HWY, TH ALG SD HWY 155.04 FT ALG ARC OF CURVE TO R, RAD 3433.54 FT, DELTA 2 35'14", CHD N63 33'46"E 155.03 FT TO W LN OF E 1/2 OF GOVT LOT 4, THS1 4'24"W 895.28 FT TO POB. SECTION 2, T34N, R6W.
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Candice Rich Vallone
@properties Christie's Int'l R.E. Birmingham
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3575 Charlevoix Avenue, 11, Petoskey, MI 49770
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