Sold
359 Mill Street, Saranac, MI 48881
Sold on 10/28/2025 for$230,000
MLS # 25045337 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,794 sqftBuilt 19560.28 acres
1 / 35
Listing Description
This 3-bedroom, 2-bath home offers timeless character, natural light, and a comfortable layout. The main floor features two bedrooms, inviting living space, and classic archways that add architectural charm. Upstairs, a third bedroom and additional flex room provide space for everything you need! The full basement is clean and open, complete with a laundry sink and a convenient full bath. Outside, the level yard is easy to maintain and includes a firepit for relaxing evenings. A detached 2+ stall garage offers excellent space for parking, storage, or workshop use. Both the home and garage have newer roofs. This home is easy to show and available for immediate possession at close. Well-maintained and full of charm, it presents a wonderful opportunity in the heart of the Village of Saranac. Come see it today!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,794 sq ft home in Saranac Village in Saranac built in 1956.
Closed at $230,000 (about $128/sq ft).
Property tax estimate: $2,538 per year ($211/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,794 sqft
Lot Size0.28 acres
Year Built1956
Stories2
Location
CitySaranac
MunicipalitySaranac Vllg
Zip Code48881
CountyIonia
School DistrictSaranac Community Schools
Construction & Systems
StyleCape Cod
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingBaseboard
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected
Sale & Financing
Listed9/3/2025
Sold Date10/27/2025
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$10,000
Source: SparkMLS
Tax Information
Annual Tax$2,538
Tax Year2025
Assessed Value$59,508
Parcel #021-001-000-080-00
Source: SparkMLS
Legal Description
VILLAGE OF SARANAC PT SW 1/4 SEC 1 COM 33FT N & 254.9FT W OF S 1/4 PO, TH N 165FT, TH E 75FT, TH S 165FT, TH W 75FT TO POB SEC 1 T6N R8W BOSTON TWP, IONIA COUNTY, MICHIGAN
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Amanda Rogers
Rogers Neighborhood Realty
Frequently Asked Questions about 359 Mill Street, Saranac, MI 48881
Which school district serves 359 Mill Street, Saranac, MI 48881?
Per MLS# 25045337, 359 Mill Street, Saranac, MI 48881 is in the Saranac Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Saranac Community Schools directly to confirm enrollment eligibility.
What financing options are available for 359 Mill Street, Saranac, MI 48881?
Per MLS# 25045337, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 359 Mill Street, Saranac, MI 48881?
Per public tax records, annual property taxes for this property are $2,538 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 359 Mill Street, Saranac, MI 48881 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 359 Mill Street, Saranac, MI 48881 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 359 Mill Street, Saranac, MI 48881. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 359 Mill Street, Saranac, MI 48881?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Saranac Vllg police department or the Ionia County sheriff's office.
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Monthly payment$1,427
Principal & interest$1,427
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
50 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
8 providers at this address
1.2 Gbps
VerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsPoint Broadband Fiber Holding LLCUnlicensed Fixed Wireless
200 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
359 Mill Street, Saranac, MI 48881
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Municipality
Saranac Village
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