Sold
368 N Hancock Street, Pentwater, MI 49449
Sold on 09/30/2025 for$400,000
MLS # 25007474 (Michigan Regional Information Center (MichRIC))
4 beds3 baths1,776 sqftBuilt 19700.18 acres
1 / 45
Listing Description
The Charming Beach Town of Pentwater is One of West Michigan's Most Popular Summer Destinations! 368 N. Hancock is an updated gem in this picturesque harbor town. Very convenient location, just a short stroll to downtown Pentwater, with great restaurants & quaint shopping, or the sugar sand shores of Lake Michigan. With 4 bedrooms and 2 1/2 bathrooms, and the potential for a 5th bedroom on the main floor, or a library (space currently used as an extra living area) this home can easily accommodate large families or small intimate gatherings. There is a detached 2 stall garage w/ramp entrance from the garage as well as a walk-in shower in the main floor master suite, making this a wonderful place to retire to. Walking distance to the marina and Yacht Club for the boating enthusiast.
Source: SparkMLS
About this home
Located in Pentwater Village in Pentwater, this property offers 4-bedroom, 3-bath, 1,776 sq ft, with original construction dating to 1970.
Closed at $400,000 (about $225/sq ft).
Annual property taxes run approximately $2,746 ($229/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 7,000 Mbps across 7 providers. Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,776 sqft
Lot Size0.18 acres
Year Built1970
Stories2
Location
CityPentwater
MunicipalityPentwater Vlg
Zip Code49449
CountyOceana
School DistrictPentwater
Construction & Systems
StyleFarmhouse
ConstructionVinyl Siding
BasementCrawl Space, Partial
Garage2 spaces
HeatingForced Air, Hot Water
WaterPublic
SewerPublic
UtilitiesCable Available, Natural Gas Connected
InteriorEat-in Kitchen
Sale & Financing
Listed3/1/2025
Sold Date9/29/2025
Terms AcceptedCash, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,746
Tax Year2024
Assessed Value$77,798
Parcel #6404413101040
Source: SparkMLS
Legal Description
BLOCK 1 - COBB'S ADDITION TO VILLAGE OF PENTWATER S 65 FT OF N 131 FT OF LOT 10
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tim Horton
Wickstra Realty, Inc.
Frequently Asked Questions about 368 N Hancock Street, Pentwater, MI 49449
What school district is 368 N Hancock Street, Pentwater, MI 49449 in?
Per MLS# 25007474, this property is served by Pentwater. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25007474, the seller has indicated this property accepts the following financing types: Cash, VA Loan, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25007474, the most recent reported annual property tax for 368 N Hancock Street, Pentwater, MI 49449 is $2,746 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 368 N Hancock Street, Pentwater, MI 49449 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 368 N Hancock Street, Pentwater, MI 49449 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 368 N Hancock Street, Pentwater, MI 49449?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 7.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Pentwater Vlg police department or the Oceana County sheriff's office.
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Monthly payment$2,886
Principal & interest$2,886
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
368 N Hancock Street, Pentwater, MI 49449
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Municipality
Pentwater Village
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