Sold
38 Lake Street, Manistee, MI 49660
Sold on 05/15/2026 for$170,000
MLS # 26014459 (Michigan Regional Information Center (MichRIC))
4 beds1 bath1,482 sqftBuilt 18800.09 acres
1 / 28
Listing Description
This 4 bedroom, 1 bath home is in such a great spot for those who love being close to downtown. Just a few blocks away, you can easily venture to all of Manistee's favorites- shops, coffee spots, restaurants, the movie theater, and more. One of the best parts? You can catch views of Manistee Lake right from your living room window, and even watch boats and freighters coming in and out of the marina. The home has had some nice updates, including central air and new laminate flooring, while still keeping its character. There is a touch of knotty pine throughout the home with many built-ins, and a cedar closet to add a cozy, classic feel that's hard to find. Outside, there's a detached garage, a fenced-in yard, and a cement patio area-perfect for relaxing or having people over in the warmer months. If you've been looking for a place that has charm, a view, and close to downtown, this one is definitely worth checking out!
Source: SparkMLS
About this home
Located in Manistee in Manistee, this property offers 4-bedroom, 1-bath, 1,482 sq ft, with original construction dating to 1880.
Closed at $170,000 (about $115/sq ft).
Estimated annual property tax: $1,530, or about $128 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area1,482 sqft
Lot Size0.09 acres
Year Built1880
Stories2
Location
CityManistee
MunicipalityCity of Manistee
Zip Code49660
CountyManistee
School DistrictManistee
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementMichigan Basement
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Connected, Cable Connected
InteriorCeiling Fan(s), Eat-in Kitchen
Sale & Financing
Listed4/8/2026
Sold Date5/14/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,346
Tax Year2025
State Equalized Value$56,100
Taxable Value$31,370
Assessed Value$30,546
Homestead (PRE)100%
Parcel #51-448-709-07
Source: Public Records
Legal Description
FILER & SMITHS ADD E 1/2 OF LOT 10 BLOCK 5 _____P.ADDR: 38 LAKE ST SALE(08) QCL 2008R000600 (09) UNDC, QC 2009R004092, WD $450 2009R004093
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Emily Pomeroy
LIGHTHOUSE REALTY-Manistee
Frequently Asked Questions about 38 Lake Street, Manistee, MI 49660
What school district is 38 Lake Street, Manistee, MI 49660 in?
Per MLS# 26014459, this property is served by Manistee. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26014459, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26014459, the most recent reported annual property tax for 38 Lake Street, Manistee, MI 49660 is $1,346 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 38 Lake Street, Manistee, MI 49660 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 38 Lake Street, Manistee, MI 49660 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the City of Manistee police department or the Manistee County sheriff's office.
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Tax Estimate
$
Annual tax$1,530
Monthly$128
Millage rate27.2668 mills
Municipality: City of Manistee
School district: MANISTEE AREA PUBLIC SCHOOLS
County: Manistee
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,230
Principal & interest$1,103
Property taxes$128
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
38 Lake Street, Manistee, MI 49660
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Municipality
Manistee
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