Sold
380 N Hancock Street, Pentwater, MI 49449
Sold on 08/29/2025 for$575,000
MLS # 25043791 (Michigan Regional Information Center (MichRIC))
4 beds4 baths2,280 sqftBuilt 20210.18 acres
1 / 49
Listing Description
Welcome to 380 Hancock in the charming town of Pentwater. This stunning home sits on a generous corner lot and features warm colors and spacious rooms that create an inviting atmosphere. Located just moments from downtown Pentwater, this residence offers easy access to local shops, restaurants, and the beautiful State Park, as well as the pristine Lake Michigan beach. Enjoy relaxing on the covered front porch or hosting gatherings on the expansive back deck. The house boasts beautiful custom tiled showers, enhancing the modern feel throughout. The well-designed layout includes a beautiful primary suite that provides a peaceful retreat. For added convenience, the laundry is located on the second level, close to the bedrooms. The full finished basement offers a versatile space, featuring a fourth bedroom and a full bath, perfect for guests or family living. This home perfectly balances comfort and functionality in a desirable location.
Source: SparkMLS
About this home
This 4-bedroom, 4-bath, 2,280 sq ft home built in 2021 sits in Pentwater Village in Pentwater.
This home sold for $575,000 (about $252/sq ft).
Property tax estimate: $5,768 per year ($481/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company. Fiber internet is available at this address with download speeds up to 7,000 Mbps across 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area2,280 sqft
Lot Size0.18 acres
Year Built2021
Stories2
Location
CityPentwater
MunicipalityPentwater Vlg
Zip Code49449
CountyOceana
School DistrictPentwater Public School District
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPrivate Water
SewerPublic
UtilitiesNatural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed8/26/2025
Sold Date8/28/2025
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,768
Tax Year2025
Assessed Value$160,839
Parcel #64-044-131-010-20
Source: SparkMLS
Legal Description
BLOCK 1- COBBS ADDITION TO VILLAGE OF PENTWATER N 4 RDS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sue Payne
Coldwell Banker Woodland Schmidt-Hart
Frequently Asked Questions about 380 N Hancock Street, Pentwater, MI 49449
Which school district serves 380 N Hancock Street, Pentwater, MI 49449?
Per MLS# 25043791, 380 N Hancock Street, Pentwater, MI 49449 is in the Pentwater Public School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Pentwater Public School District directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25043791, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 380 N Hancock Street, Pentwater, MI 49449?
Per public tax records, annual property taxes for this property are $5,768 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 380 N Hancock Street, Pentwater, MI 49449 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 380 N Hancock Street, Pentwater, MI 49449 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 380 N Hancock Street, Pentwater, MI 49449. The maximum advertised download speed is 7.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 380 N Hancock Street, Pentwater, MI 49449?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Public. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Pentwater Vlg police department or the Oceana County sheriff's office.
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Monthly payment$3,820
Principal & interest$3,820
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
380 N Hancock Street, Pentwater, MI 49449
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Municipality
Pentwater Village
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